

Overview
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Open house
Saturday, Oct 10 · 3:00 PM to 7:00 PM
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- PORT CHARLOTTE SEC 078
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
13276 Pace Cir is a 2026-built home in Port Charlotte Sec 078, Port Charlotte. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,478 square feet of living space. Listed at $689,900 (about $278/sqft), 0 days on market. Flood zone X,8AE - outside the FEMA high-risk areas, which keeps insurance manageable.
NEW CONSTRUCTION CANAL FRONT SOUTH GULF COVE -Open House 10/10/26 from 11am-3pm and 10/11/26 from 12pm-3pm Welcome to 13276 Pace Circle, a newly completed Largo model, offering 4 bedrooms, 3 bathrooms, 2,478 square feet of living space, and a 3-car garage in the waterfront community of South Gulf Cove. Designed for the Florida lifestyle, the Largo features an open-concept floor plan with a spacious kitchen, large center island, dining area, and family room that flow together for comfortable everyday living and entertaining. The owner’s suite features a tray ceiling, large walk-in closet, and private bath with dual vanities and a tiled walk-in shower. Three additional bedrooms provide flexible space for family, guests, a home office, or hobbies. Two additional bathrooms with convenient accommodations for guests and family. The home also features a spacious lanai, providing an inviting outdoor living area overlooking the canal. The 3-car garage offers additional storage and parking space while keeping vehicles protected from the Florida elements. Located in South Gulf Cove, a deed-restricted waterfront community with more than 55 miles of navigable canals connecting to Charlotte Harbor and the Gulf of Mexico. The community offers parks, fishing areas, community amenities, and boat-launch access, while the nearby beaches of Boca Grande, Englewood Beach, and Manasota Key provide easy access to Southwest Florida’s coastal lifestyle. Enjoy boating, fishing, sunsets, beaches, golf, dining, and the relaxed pace of coastal living from your own canal-front home. South Gulf Cove combines a residential neighborhood setting with the outdoor recreation that makes Southwest Florida such a popular place to call home.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$689,900
$278 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,478 sq ft
Time on market
15 days
Year built
2026
Monthly payment
About $4,083/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,679 annual tax bill, insurance.
Flood zone
Zone X,8AE
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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