13276 Pace Cir, photo 1
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Overview

4 bd3 ba2,478 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot10,370 sqft
Living area2,478 sqft
Price / sqft$278
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Saturday, Oct 10 · 3:00 PM to 7:00 PM

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
PORT CHARLOTTE SEC 078
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

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11-month inspection

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Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Cathedral Ceiling(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersSolid Wood Cabinets

13276 Pace Cir is a 2026-built home in Port Charlotte Sec 078, Port Charlotte. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,478 square feet of living space. Listed at $689,900 (about $278/sqft), 0 days on market. Flood zone X,8AE - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

NEW CONSTRUCTION CANAL FRONT SOUTH GULF COVE -Open House 10/10/26 from 11am-3pm and 10/11/26 from 12pm-3pm Welcome to 13276 Pace Circle, a newly completed Largo model, offering 4 bedrooms, 3 bathrooms, 2,478 square feet of living space, and a 3-car garage in the waterfront community of South Gulf Cove. Designed for the Florida lifestyle, the Largo features an open-concept floor plan with a spacious kitchen, large center island, dining area, and family room that flow together for comfortable everyday living and entertaining. The owner’s suite features a tray ceiling, large walk-in closet, and private bath with dual vanities and a tiled walk-in shower. Three additional bedrooms provide flexible space for family, guests, a home office, or hobbies. Two additional bathrooms with convenient accommodations for guests and family. The home also features a spacious lanai, providing an inviting outdoor living area overlooking the canal. The 3-car garage offers additional storage and parking space while keeping vehicles protected from the Florida elements. Located in South Gulf Cove, a deed-restricted waterfront community with more than 55 miles of navigable canals connecting to Charlotte Harbor and the Gulf of Mexico. The community offers parks, fishing areas, community amenities, and boat-launch access, while the nearby beaches of Boca Grande, Englewood Beach, and Manasota Key provide easy access to Southwest Florida’s coastal lifestyle. Enjoy boating, fishing, sunsets, beaches, golf, dining, and the relaxed pace of coastal living from your own canal-front home. South Gulf Cove combines a residential neighborhood setting with the outdoor recreation that makes Southwest Florida such a popular place to call home.

The essentials

Built
2026
Price / sqft
$278
On market
15 days
Annual tax
$1,679
Flood zone
X,8AE · Low risk
Lot
10,370 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Waterfront
Canal - Saltwater
3 car garage
10,370 sqft lot
Lot size
2,478 sqft
Living area

Payment

Est. monthly payment
$4,083/mo
Down payment (20%)
$137,980
Property taxes
$140/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
10,370 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Canal - Saltwater
Days on Market
15
Cathedral Ceiling(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Vaulted Ceiling(s)
Walk-in Closet(s)
Dog Park
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Microwave
Refrigerator
Washer
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Port Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X,8AE
Annual Tax (2025)
$1,679
Parcel #
412120380002

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 078
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
10,370 sqft

Price history

Date
Event
Price
9/24/2026
Listed for sale
Source: Stellar MLS #P4939988
$689,900
$278/sqft

Neighborhood

13276 Pace Cir
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $689,900
$660,000 – $689,900
95.7% – 100% of listTops out right at the list price
80% of listList price
231 of the last 457 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 15.

Sample: 457 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,083/mo
Principal & interest$3,598
Property taxes$140
Insurance$345
Down payment20% · $137,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$689,900

$278 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,478 sq ft

Time on market

15 days

Year built

2026

Monthly payment

About $4,083/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,679 annual tax bill, insurance.

Flood zone

Zone X,8AE

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byNEW BUILD SERVICESListing agent: Corey LenListing data from Stellar MLS, MLS# P4939988.

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