345 Matlo Ave, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot7,560 sqft

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About this home

345 Matlo Ave is a home in LA Paloma Sub, Sebring. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Bring your vision and explore the possibilities with this vacant residential lot in the heart of Sebring! Offering approximately 0.17 acres, this property presents an opportunity to build your future home in an established neighborhood. The lot features paved road access and a convenient location surrounded by existing homes. Enjoy easy access to downtown Sebring, local shopping, restaurants, schools, parks, and the beautiful lakes that make this area such a desirable place to call home. Whether you're looking to build a primary residence, create a seasonal Florida getaway, or add to your real estate investment portfolio, this property offers plenty of potential. Take advantage of this opportunity to own a piece of sunny Central Florida and bring your plans to life! Buyer to verify zoning, utilities, building requirements, and permitted uses with the appropriate local authorities.

The essentials

On market
6 days
Annual tax
$225
Flood zone
X · Low risk
Lot
7,560 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$145/mo
Down payment (20%)
$4,400
Property taxes
$19/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
7,560 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
6
Flood Zone X
Annual Tax (2025)
$225
Parcel #
S-20-34-29-090-1220-0150

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
LA Paloma Sub
County
Highlands
MLS Area
33870 - Sebring
Lot Size
7,560 sqft

Price history

Date
Event
Price
10/9/2026
Listed for sale
Source: Stellar MLS #P4940097
$22,000

Neighborhood

345 Matlo Ave
Sebring, FL, 33870 · 33870 - Sebring

Calculator

Est. monthly payment
$145/mo
Principal & interest$115
Property taxes$19
Insurance$11
Down payment20% · $4,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$22,000

Time on market

6 days

Monthly payment

About $145/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $225 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byLPT REALTY, LLCListing agent: Tania BobeListing data from Stellar MLS, MLS# P4940097.

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