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Overview

4 bd2 ba1,636 sqftSingle Family
TypeSingle Family
HOA$475/yr
Built1998
Lot12,240 sqft
Living area1,636 sqft
Price / sqft$238

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsDishwasherElectric Water HeaterMicrowaveRangeRefrigerator

3603 Lismore Dr is a 1998-built home in Waterford, Lakeland. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,636 square feet of living space. Listed at $389,000 (about $238/sqft), 0 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $475 annually.

From the listing

This is a 4 bedroom 2 bath POOL home in a sought after Waterford community in Lakeland featuring and open concept, formal dining room, living room/kitchen, inside laundry, 2 car garage, split bedrooms, screened pool, and fenced backyard overlooking a creek. There are black stainless appliances, newer roof, freshly painted pool decking, fencing, and new pool pump filter. The master suite has a spacious ensuite bathroom with dual vanities, walk in shower, garden tub, and ample walk in closet. This property has been a rental with a rich rental history. Make an offer today.

The essentials

Built
1998
Price / sqft
$238
On market
Today
Annual tax
$5,272
HOA
$475/yr
Flood zone
X · Low risk
Lot
12,240 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
Private pool
In Ground
0.28 acres
Lot size
1,636 sqft
Living area

Payment

Est. monthly payment
$2,702/mo
Down payment (20%)
$77,800
Property taxes
$439/mo
HOA
$475/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
12,240 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Pool
In Ground, Gunite, Screen Enclosure
Days on Market
0
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Cleveland Court Elem
Middle
Southwest Middle School
High
Lakeland Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,272
Parcel #
24-28-32-263534-001110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterford
County
Polk
MLS Area
33803 - Lakeland
Lot Size
12,240 sqft
City LimitsPaved
HOA
$475/yr
Larry Schucht

Price history

Date
Event
Price
10/8/2026
Listed for sale
Source: Stellar MLS #P4940112
$389,000
$238/sqft

Neighborhood

3603 Lismore Dr
Lakeland, FL, 33803 · 33803 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $389,000
$387,500 – $389,000
99.5% – 100% of listTops out right at the list price
80% of listList price
80 of the last 144 home closings in 33803 landed at this number or higher (56%). The median one sat 35 days before it went under contract, and this one just listed today.

Sample: 144 closed home sales in 33803 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,702/mo
Principal & interest$2,029
Property taxes$439
Insurance$195
HOA$40
Down payment20% · $77,800
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$389,000

$238 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,636 sq ft

Time on market

Listed today

Year built

1998

Monthly payment

About $2,702/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,272 annual tax bill, insurance, and the $475/yr HOA fee.

HOA fee

$475/yr

Managed by Larry Schucht.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCENTURY 21 MYERS REALTYListing agent: Karen MyersListing data from Stellar MLS, MLS# P4940112.

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