245 Harper Estates Cir, photo 1
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Overview

3 bd2 ba1,447 sqft2 car garageSingle Family
TypeSingle Family
HOA$700/yr
Built2025
Lot6,011 sqft
Living area1,447 sqft
Price / sqft$208
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Attic VentilatorLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatDeed RestrictionsGated Community - No Guard

245 Harper Estates Cir is a 2025-built home in Harper Estates, Lake Wales. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,447 square feet of living space. Listed at $301,480 (about $208/sqft), 431 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $700 annually.

From the listing

Harper Estates is a new community nestled in the scenic city of Lake Wales, Florida. Conveniently located right off Highway 27 and Mountain Lake Cutoff Rd, this community offers easy access to major roadways for convenient commuting and travel. Residents of Harper Estates will enjoy the serene surroundings and natural beauty of the area, with nearby attractions such as Bok Tower Gardens and the picturesque Lake Wales. The community is also close to shopping centers, dining options, and medical facilities, providing residents with modern conveniences within reach. With a variety of homes to choose from, Harper Estates is the perfect place to call home for those seeking a peaceful and convenient Florida lifestyle. No CDD!

The essentials

Built
2025
Price / sqft
$208
On market
431 days
Annual tax
$0
HOA
$700/yr
Flood zone
X · Low risk
Lot
6,011 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
2 car garage
6,011 sqft lot
Lot size
1,447 sqft
Living area
Brand new
Built 2025

Payment

Est. monthly payment
$2,170/mo
Down payment (20%)
$60,296
Property taxes
$0/mo
HOA
$700/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
6,011 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
-
Days on Market
431
Attic Ventilator
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Deed Restrictions
Gated Community - No Guard
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
South Pointe Elementary
Middle
McLaughlin Academy Of Excellence
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone x
Annual Tax (2024)
$0
Parcel #
27-29-34-875502-000340

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harper Estates
County
Polk
MLS Area
33859 - Lake Wales
Lot Size
6,011 sqft
In CountyLandscapedPaved
HOA
$700/yr
Garrison Property Services

Price history

Date
Event
Price
9/3/2026
Price change
Source: Stellar MLS #R4909749
$301,480-1.6%
$208/sqft
-
Price change
Source: Stellar MLS #R4909749
$306,480+4.1%
$212/sqft
8/7/2025
Listed for sale
Source: Stellar MLS #R4909749
$294,300
$203/sqft

Neighborhood

245 Harper Estates Cir
Lake Wales, FL, 33859 · 33859 - Lake Wales

Market insights

Offer Insights

Choose an offer strength

List price: $301,480
$300,000 – $301,480
99.5% – 100% of listTops out right at the list price
80% of listList price
68 of the last 108 home closings in 33859 landed at this number or higher (63%). The median one sat 33 days before it went under contract, and this one is on day 431.

Sample: 108 closed home sales in 33859 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,170/mo
Principal & interest$1,572
Property taxes$389
Insurance$151
HOA$58
Down payment20% · $60,296
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$301,480

$208 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,447 sq ft

Time on market

431 days

Year built

2025

Monthly payment

About $2,170/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $700/yr HOA fee.

HOA fee

$700/yr

Managed by Garrison Property Services.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byVANTAGE PROPERTY MANAGEMENT LLCListing agent: Ed LadererListing data from Stellar MLS, MLS# R4909749.

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