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Overview

4 bd3 ba2,836 sqft2 car garageSingle Family
TypeSingle Family
HOA$395/yr
Built1992
Lot6,447 sqft
Living area2,836 sqft
Price / sqft$164
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorSplit BedroomWalk-in Closet(s)CooktopDishwasher

601 Peninsular Dr is a 1992-built home in Christina Ph 11 Rep, Lakeland. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,836 square feet of living space. Listed at $464,900 (about $164/sqft), 99 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $395 annually.

From the listing

Welcome to your lakefront retreat in the highly desirable Christina Woods community of South Lakeland! Listed under appraised value, this stunning 4-bedroom, 3-bath home offers breathtaking lake views from the main living areas and an abundance of natural light through soaring cathedral ceilings and expansive windows. Beautiful updated flooring flows throughout the home, leading to a renovated kitchen with ample cabinetry, generous prep space, and room for all your entertaining needs. The spacious living room features a full wet bar, electric fireplace, recessed lighting, and vaulted ceilings overlooking the lake. The primary suite is conveniently located on the first floor with a spa-like bath, dual-sink vanity, walk-in shower, and oversized walk-in closet. Upstairs you’ll find two additional bedrooms connected by a hallway bath, plus a downstairs guest bedroom with a separate full bath. Relax on the private deck through French doors or enjoy the fenced backyard with newer vinyl fencing. Conveniently located near South Florida Avenue, SR 540A, top-rated South Lakeland schools, shopping, dining, and more. This exceptional lakefront home is priced to sell—schedule your private showing today!

The essentials

Built
1992
Price / sqft
$164
On market
99 days
Annual tax
$5,287
HOA
$395/yr
Flood zone
X · Low risk
Lot
6,447 sqft
Type
Single Family Residence

At a glance

Single family
Built 1992
Water views
Water
2 car garage
6,447 sqft lot
Lot size
2,836 sqft
Living area

Payment

Est. monthly payment
$3,131/mo
Down payment (20%)
$92,980
Property taxes
$441/mo
HOA
$395/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1992
Lot
6,447 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
99
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Split Bedroom
Walk-in Closet(s)
Cooktop
Dishwasher
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,287
Parcel #
23-29-24-141882-000100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Christina Ph 11 Rep
County
Polk
MLS Area
33813 - Lakeland
Lot Size
6,447 sqft
HOA
$395/yr
Michael Breneiser

Price history

Date
Event
Price
9/14/2026
Price change
Source: Stellar MLS #R4911568
$464,900-3.1%
$164/sqft
7/6/2026
Listed for sale
Source: Stellar MLS #R4911568
$479,900
$169/sqft

Neighborhood

601 Peninsular Dr
Lakeland, FL, 33813 · 33813 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $464,900
$462,500 – $464,900
99.5% – 100% of listTops out right at the list price
80% of listList price
133 of the last 260 home closings in 33813 landed at this number or higher (51%). The median one sat 25 days before it went under contract, and this one is on day 99 after a $15,000 cut.

Sample: 260 closed home sales in 33813 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,131/mo
Principal & interest$2,425
Property taxes$441
Insurance$232
HOA$33
Down payment20% · $92,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$464,900

$164 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,836 sq ft

Time on market

99 days

Year built

1992

Monthly payment

About $3,131/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,287 annual tax bill, insurance, and the $395/yr HOA fee.

HOA fee

$395/yr

Managed by Michael Breneiser.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMILLSHIRE REALTYListing agent: Robert Miller, JrListing data from Stellar MLS, MLS# R4911568.

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