400 El Camino Dr #210, photo 1
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Overview

3 bd3 ba1,666 sqftCondominium
TypeCondominium
HOA$448/mo
Built1974
Living area1,666 sqft
Price / sqft$58

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About this home

Ceiling Fans(s)Chair RailPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomWalk-in Closet(s)BalconyLighting

400 El Camino Dr #210 is a 1974-built home in Orchid Spgs VILL 400 San Miguel, Winter Haven. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,666 square feet of living space. Listed at $96,000 (about $58/sqft), 261 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $448 monthly.

From the listing

Short Sale. Welcome to this beautifully updated & mostly FURNISHED end unit condo located on the second floor offering 1,666sf of comfortable living space in the desirable 55+ community of Orchid Springs. Tucked away in a serene setting, this end unit offers exceptional privacy & a peaceful feel while enjoying the security & convenience of community living. Inside you will find updated luxury vinyl flooring, windows, Stainless appliances & blinds, creating a move in ready space with modern touches throughout. The kitchen appliances, washer/dryer were all just replaced in 2024! A/C was replaced in 2022. Wonderful split floor plan which offers 3 bedrooms and 2 full bathrooms, plus a guest half bathroom. There is an extended living room/ enclosed Florida room as well which is adding on to the spacious feel of this great unit. The bedrooms have plenty of storage space. All appliances are included also including the washer/dryer. The extended living space/enclosed Florida room provides the perfect place to relax and enjoy the tranquil surroundings and amazing views. Orchid Springs is a private, well-maintained community featuring a clubhouse and community pool. Located in Winter Haven, right of Overlook Dr. with easy access to shopping, churches, dining and medical facilities, this home offers the perfect blend of comfort, privacy and active 55+ living. Located in Central Florida, about 1 hour from Orlando and Tampa and 1,5 hour to each coast this is the perfect spot for affordable retirement living in the Sunshine State!

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The essentials

Built
1974
Price / sqft
$58
On market
261 days
Annual tax
$1,368
HOA
$448/mo
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
Built 1974
Community pool
Shared amenity
Assigned parking
Private balcony
Outdoor space
1,666 sqft
Living area

Payment

Est. monthly payment
$1,111/mo
Down payment (20%)
$19,200
Property taxes
$114/mo
HOA
$448/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1974
Lot
-
Cooling
Central Air
Heating
Central
Parking
Assigned, Other
Days on Market
261
Ceiling Fans(s)
Chair Rail
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Walk-in Closet(s)
Balcony
Lighting
Sidewalk
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Pool
Sidewalks
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,368
Parcel #
26-28-35-662910-012100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Orchid Spgs VILL 400 San Miguel
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
-
In CountyPaved
HOA
$448/mo
Vanguard Management Group

Price history

Date
Event
Price
8/6/2026
Price change
Source: Stellar MLS #S5142500
$96,000-20.0%
$58/sqft
-
Price change
Source: Stellar MLS #S5142500
$120,000-11.1%
$72/sqft
1/23/2026
Listed for sale
Source: Stellar MLS #S5142500
$135,000
$81/sqft

Neighborhood

400 El Camino Dr #210
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

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List price: $96,000
$96,000
99.5% – 100% of listTops out right at the list price
80% of listList price
15 of the last 29 condo closings in 33884 landed at this number or higher (52%). The median one sat 42 days before it went under contract, and this one is on day 261 after a $39,000 cut.

Sample: 29 closed condo sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,111/mo
Principal & interest$501
Property taxes$114
Insurance$48
HOA$448
Down payment20% · $19,200
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$96,000

$58 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,666 sq ft

Time on market

261 days

Year built

1974

Monthly payment

About $1,111/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,368 annual tax bill, insurance, and the $448/mo HOA fee.

HOA fee

$448/mo

Managed by Vanguard Management Group.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byRE/MAX HERITAGE PROFESSIONALSListing agent: Patricia De Graaff, LLCListing data from Stellar MLS, MLS# S5142500.

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