6718 Owens Rd, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot54,450 sqft

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About this home

6718 Owens Rd is a home in Acreage & Unrec, St Cloud. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Vacant and undeveloped land located on Owens Rd, St. Cloud, FL 34773 — an excellent opportunity for investment or future development in the peaceful Harmony / Bull Creek area. This property offers approximately 1.55 acres of flat land with no immediate building restrictions, dirt road access, and nearby electric service availability. Situated in a quiet rural setting, the lot provides a private, serene, and spacious environment, ideal for building a custom home, placing a manufactured home, or holding as a long-term investment. The property is zoned OAC (Open Agricultural / Residential), allowing for a variety of potential uses (buyer to verify with local authorities). The lot is not waterfront and will require a well and septic system. With its generous size and strategic location near outdoor recreation areas, this property is perfect for those seeking rural living with convenient access to St. Cloud amenities and Osceola County services.

The essentials

On market
263 days
Annual tax
$249
Flood zone
X · Low risk
Lot
54,450 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$621/mo
Down payment (20%)
$21,000
Property taxes
$21/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
54,450 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
263
Flood Zone X
Annual Tax (2025)
$249
Parcel #
35-27-33-0000-1740-0000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Acreage & Unrec
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
54,450 sqft

Price history

Date
Event
Price
5/16/2026
Price change
Source: Stellar MLS #S5142738
$105,000-8.7%
-
Price change
Source: Stellar MLS #S5142738
$114,999-4.2%
1/27/2026
Listed for sale
Source: Stellar MLS #S5142738
$120,000

Neighborhood

6718 Owens Rd
St Cloud, FL, 34773 · 34773 - St Cloud (Harmony)

Calculator

Est. monthly payment
$621/mo
Principal & interest$548
Property taxes$21
Insurance$53
Down payment20% · $21,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$105,000

Time on market

263 days

Monthly payment

About $621/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $249 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byEXP REALTY LLCListing agent: Ronald FuenmayorListing data from Stellar MLS, MLS# S5142738.

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