734 Michigan CT #2, photo 1
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Overview

2 bd1 ba784 sqftCondominium
TypeCondominium
HOA$300/mo
Built1972
Lot1,696 sqft
Living area784 sqft
Price / sqft$172

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

NingunoSidewalkBuyer Approval RequiredCommunity MailboxNo Truck/Rv/Motorcycle ParkingMicrowaveRangeRefrigerator

734 Michigan CT #2 is a 1972-built home in Palm Gardens Condo, St Cloud. Inside you'll find 2 bedrooms, 1 bathrooms, and 784 square feet of living space. Listed at $135,000 (about $172/sqft), 42 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $300 monthly.

From the listing

Great location just minutes from 192 and the Turnpike. The property features brand new floors, fresh paint, a new kitchen with granite countertops, brand new hurricane-resistant windows and brand new appliances, brand new HVAC and water heater. Move in ready, It's a great place to live and a solid investment opportunity.

The essentials

Built
1972
Price / sqft
$172
On market
42 days
Annual tax
$1,569
HOA
$300/mo
Flood zone
X · Low risk
Lot
1,696 sqft
Type
Condominium

At a glance

Payment

Est. monthly payment
$1,202/mo
Down payment (20%)
$27,000
Property taxes
$131/mo
HOA
$300/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1972
Lot
1,696 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
42
Ninguno
Sidewalk
Buyer Approval Required
Community Mailbox
No Truck/Rv/Motorcycle Parking
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$1,569
Parcel #
11-26-30-0609-0734-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Gardens Condo
County
Osceola
MLS Area
34769 - St Cloud (City of St Cloud)
Lot Size
1,696 sqft
HOA
$300/mo
Palm Gardens/ Wanda Perales

Price history

Date
Event
Price
9/3/2026
Listed for sale
Source: Stellar MLS #S5156344
$135,000
$172/sqft

Neighborhood

734 Michigan CT #2
St Cloud, FL, 34769 · 34769 - St Cloud (City of St Cloud)

Market insights

Offer Insights

Choose an offer strength

List price: $135,000
$134,000 – $135,000
99.5% – 100% of listTops out right at the list price
80% of listList price
9 of the last 14 condo closings in 34769 landed at this number or higher (64%). The median one sat 59 days before it went under contract, and this one is on day 42.

Sample: 14 closed condo sales in 34769 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,202/mo
Principal & interest$704
Property taxes$131
Insurance$68
HOA$300
Down payment20% · $27,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$135,000

$172 per sq ft

Beds and baths

2 beds, 1 baths

Size

784 sq ft

Time on market

42 days

Year built

1972

Monthly payment

About $1,202/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,569 annual tax bill, insurance, and the $300/mo HOA fee.

HOA fee

$300/mo

Managed by Palm Gardens/ Wanda Perales.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byHOMETRUST REALTY GROUPListing agent: Freddy Soto, PAListing data from Stellar MLS, MLS# S5156344.

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