354 Cherokee Ave, photo 1
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Overview

0 baLand
TypeLand
HOA$700/qtr
Lot7,828 sqft

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About this home

Gated Community - Guard

354 Cherokee Ave is a home in Calabay Parc At Tower Lake, Haines City. Flood zone X/AE - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $700 quarterly.

From the listing

MOTIVATED SELLER - BRIG AN OFFER - Beautiful lakefront lot on Tower Lake offering an exceptional opportunity to build your ideal Florida home. Situated in an established gated and guarded community, this property is located on a charming cul-de-sac near the community entrance and enjoys lovely water views. Tower Lake allows water skiing, and residents have access to a private boat ramp, making it perfect for those seeking an active waterfront lifestyle. The community permits both full-time residence and short-term rental use, providing flexibility for homeowners and investors alike. Conveniently located close to shopping, dining, and medical facilities, and just a short drive to Central Florida’s world-renowned attractions. Don’t miss the chance to create your own piece of paradise on Cherokee Ave.

The essentials

On market
170 days
Annual tax
$951
HOA
$700/qtr
Flood zone
X/AE · Low risk
Lot
7,828 sqft
Type
Land

At a glance

Land
Waterfront
Lake Front
7,828 sqft lot
Lot size

Payment

Est. monthly payment
$885/mo
Down payment (20%)
$20,000
Property taxes
$79/mo
HOA
$700/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
7,828 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Lake Front
Days on Market
170
Gated Community - Guard
Elementary
Horizons Elementary
Middle
Boone Middle
High
Ridge Community Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X/AE
Annual Tax (2025)
$951
Parcel #
27-27-17-741006-000100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Calabay Parc At Tower Lake
County
Polk
MLS Area
33844 - Haines City/Grenelefe
Lot Size
7,828 sqft
ClearedPaved
HOA
$700/qtr
Highland Community Management

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #S5146594
$99,999-16.7%
-
Price change
Source: Stellar MLS #S5146594
$120,000-4.0%
4/23/2026
Listed for sale
Source: Stellar MLS #S5146594
$125,000

Neighborhood

354 Cherokee Ave
Haines City, FL, 33844 · 33844 - Haines City/Grenelefe

Calculator

Est. monthly payment
$884/mo
Principal & interest$522
Property taxes$79
Insurance$50
HOA$233
Down payment20% · $20,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$99,999

Time on market

170 days

Monthly payment

About $885/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $951 annual tax bill, insurance, and the $700/qtr HOA fee.

HOA fee

$700/qtr

Managed by Highland Community Management.

Flood zone

Zone X/AE

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Nikki AnsonsListing data from Stellar MLS, MLS# S5146594.

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