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Overview

3 bd2 ba1,645 sqft2 car garageSingle Family
TypeSingle Family
HOA$86.13/mo
Built2021
Lot4,600 sqft
Living area1,645 sqft
Price / sqft$188
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

NingunoDishwasherDisposalRange

414 Cool Summer Ln is a 2021-built home in Bella Vita Ph 1a & 1b-1, Davenport. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,645 square feet of living space. Listed at $310,000 (about $188/sqft), 184 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $86.13 monthly.

From the listing

Discover the comfort and charm of 414 Cool Summer Lane, a well-kept single-family home nestled in the desirable Horse Creek at Crosswinds community in Davenport. Built in 2021, this residence offers a practical and inviting layout with 3 bedrooms and 2 bathrooms, ideal for both everyday living and hosting guests. From the moment you walk in, you’ll notice the seamless flow between the kitchen, dining, and living areas—designed to maximize space and natural light. The kitchen stands out with modern finishes, stainless steel appliances, and ample room for cooking and gathering. One of the home’s highlights is the backyard: fully fenced for privacy and overlooking tranquil water views, creating a peaceful setting perfect for relaxing evenings or weekend get-togethers. The community enhances the lifestyle with amenities such as a resort-style pool, cabana, and playground, all surrounded by scenic conservation areas that add to the sense of calm and openness. Located just minutes from shopping, dining, and Central Florida’s main attractions, this home offers the perfect balance of convenience and quiet living. 414 Cool Summer Lane is more than a home—it’s a place where comfort meets lifestyle.

The essentials

Built
2021
Price / sqft
$188
On market
184 days
Annual tax
$7,475
HOA
$86.13/mo
Flood zone
X · Low risk
Lot
4,600 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
2 car garage
4,600 sqft lot
Lot size
1,645 sqft
Living area

Payment

Est. monthly payment
$2,481/mo
Down payment (20%)
$62,000
Property taxes
$623/mo
HOA
$86.13/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
4,600 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
184
Ninguno
Dishwasher
Disposal
Range
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$7,475
Parcel #
27-26-34-710501-002090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bella Vita Ph 1a & 1b-1
County
Polk
MLS Area
33837 - Davenport
Lot Size
4,600 sqft
HOA
$86.13/mo
Prime Community Management

Price history

Date
Event
Price
4/13/2026
Listed for sale
Source: Stellar MLS #S5147759
$310,000
$188/sqft

Neighborhood

414 Cool Summer Ln
Davenport, FL, 33837 · 33837 - Davenport

Market insights

Offer Insights

Choose an offer strength

List price: $310,000
$307,500 – $310,000
99.5% – 100% of listTops out right at the list price
80% of listList price
312 of the last 466 home closings in 33837 landed at this number or higher (67%). The median one sat 35 days before it went under contract, and this one is on day 184.

Sample: 466 closed home sales in 33837 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,481/mo
Principal & interest$1,617
Property taxes$623
Insurance$155
HOA$86
Down payment20% · $62,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$310,000

$188 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,645 sq ft

Time on market

184 days

Year built

2021

Monthly payment

About $2,481/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,475 annual tax bill, insurance, and the $86.13/mo HOA fee.

HOA fee

$86.13/mo

Managed by Prime Community Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byMY REALTY GROUP, LLC.Listing agent: Rickler LopezListing data from Stellar MLS, MLS# S5147759.

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