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Overview

3 bd2 ba1,433 sqft2 car garageSingle Family
TypeSingle Family
HOA$126/yr
Built1988
Lot7,710 sqft
Living area1,433 sqft
Price / sqft$244
Garage2 car

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About this home

Living Room/Dining Room ComboOpen FloorplanWindow TreatmentsFrench DoorsSidewalkCommunity MailboxDishwasherElectric Water Heater

20 MacOn Way is a 1988-built home in Savanna Park, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,433 square feet of living space. Listed at $349,000 (about $244/sqft), 148 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $126 annually.

From the listing

Welcome to this beautiful 3-bedroom, 2 bath home that offers 1433 square feet of comfortable living space with thoughtful updates and a peaceful setting that buyers will love. Step inside and discover newer waterproof wood like flooring that adds both style and durability throughout the home. Major upgrades have already been taken care of, including a new roof installed in 2024 and a new AC in 2023, giving peace of mind for years to come. The homes backyard overlook's a tranquil pond, creating the perfect backdrop for relaxing evenings, morning coffee, or entertaining guests. Located just a short distance from popular St Cloud Lakefront. Minutes to Downtown St. Cloud with shopping area featuring over 15 antique and collectible shops, craft stores, local diners, American Legion Hall, VFW Hall, movie theatre, two historical hotels and local Lynx bus transportation. Enjoy living in St. Cloud with the Lakefront Park. Take a bike ride or a stroll in the evening by the lake! Awesome views with wildlife to enjoy! This award-winning recreational area offers walking trails, playground, splash pad, sandy beach, boating basin and restaurant for everyone to enjoy. St. Cloud is a family-oriented community offering small town living. Conveniently located near Orlando International Airport, Medical City in Lake Nona, and Florida’s East Coast beaches. Don’t miss your opportunity to own this move in ready home. Whether you're a first-time homebuyer, downsizing, or looking for an investment opportunity, this move-in ready home combines comfort, location, and value in one desirable package. Schedule your private showing today! Buyer to verify all room measurements.

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The essentials

Built
1988
Price / sqft
$244
On market
148 days
Annual tax
$783
HOA
$126/yr
Flood zone
AE
Lot
7,710 sqft
Type
Single Family Residence

At a glance

Single family
Built 1988
Waterfront
Pond
2 car garage
Garage Door Opener
7,710 sqft lot
Lot size
1,433 sqft
Living area

Payment

Est. monthly payment
$2,070/mo
Down payment (20%)
$69,800
Property taxes
$65/mo
HOA
$126/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1988
Lot
7,710 sqft
Cooling
Central Air
Heating
Electric
Parking
Garage Door Opener
Waterfront
Pond
Days on Market
148
Living Room/Dining Room Combo
Open Floorplan
Window Treatments
French Doors
Sidewalk
Community Mailbox
Dishwasher
Electric Water Heater
Range
Range Hood
Refrigerator
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$783
Parcel #
01-26-30-0035-0001-0670

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Savanna Park
County
Osceola
MLS Area
34769 - St Cloud (City of St Cloud)
Lot Size
7,710 sqft
City LimitsLandscapedSidewalkPaved
HOA
$126/yr
Ann Tucker

Price history

Date
Event
Price
7/13/2026
Price change
Source: Stellar MLS #S5149768
$349,000-5.4%
$244/sqft
5/15/2026
Listed for sale
Source: Stellar MLS #S5149768
$369,000
$258/sqft

Neighborhood

20 MacOn Way
St Cloud, FL, 34769 · 34769 - St Cloud (City of St Cloud)

Market insights

Offer Insights

Choose an offer strength

List price: $349,000
$347,500 – $349,000
99.5% – 100% of listTops out right at the list price
80% of listList price
89 of the last 154 home closings in 34769 landed at this number or higher (58%). The median one sat 35 days before it went under contract, and this one is on day 148 after a $20,000 cut.

Sample: 154 closed home sales in 34769 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,070/mo
Principal & interest$1,820
Property taxes$65
Insurance$175
HOA$11
Down payment20% · $69,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,000

$244 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,433 sq ft

Time on market

148 days

Year built

1988

Monthly payment

About $2,070/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $783 annual tax bill, insurance, and the $126/yr HOA fee.

HOA fee

$126/yr

Managed by Ann Tucker.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCORCORAN CONNECT LLCListing agent: Kimberly GambleListing data from Stellar MLS, MLS# S5149768.

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