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Overview

3 bd2 ba2,082 sqftSingle Family
TypeSingle Family
HOANone listed
Built1925
Lot12,942 sqft
Living area2,082 sqft
Price / sqft$95

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About this home

Ceiling Fans(s)

820 Avenue Z NW is a 1925-built home in Hartridge Manor, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,082 square feet of living space. Listed at $197,500 (about $95/sqft), 135 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Short Sale. Discover a wonderful opportunity in the desirable Winter Haven area. This inviting residence offers comfortable living with a practical and welcoming layout. Bright natural light enhances the interior, creating a warm and airy feel throughout. The living areas flow seamlessly, making everyday living and entertaining effortless. A functional kitchen provides plenty of space for cooking and gathering. Spacious bedrooms showcase relaxing retreats for rest and privacy. The home sits on a generous lot with room to enjoy outdoor living. The backyard is perfect for relaxing evenings, gardening, or weekend gatherings. With no HOA, you’ll enjoy added flexibility and freedom. Ample parking adds convenience for residents and guests alike. The location provides easy access to shopping, dining, and daily essentials. Nearby parks and lakes fit outdoor recreation opportunities year-round. Major roadways are just a short drive away for easy commuting. This property is a great fit for homeowners or investors seeking value and potential. Come explore the possibilities this home has to show for.

The essentials

Built
1925
Price / sqft
$95
On market
135 days
Annual tax
$3,824
Flood zone
X · Low risk
Lot
12,942 sqft
Type
Single Family Residence

At a glance

Single family
Built 1925
0.30 acres
Lot size
2,082 sqft
Living area

Payment

Est. monthly payment
$1,447/mo
Down payment (20%)
$39,500
Property taxes
$319/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1925
Lot
12,942 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
135
Ceiling Fans(s)
Elementary
Frank E. Brigham Academy
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$3,824
Parcel #
26-28-17-542500-000320

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hartridge Manor
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
12,942 sqft

Price history

Date
Event
Price
5/28/2026
Listed for sale
Source: Stellar MLS #S5150017
$197,500
$95/sqft

Neighborhood

820 Avenue Z NW
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $197,500
$197,500
99.5% – 100% of listTops out right at the list price
80% of listList price
164 of the last 267 home closings in 33881 landed at this number or higher (61%). The median one sat 42 days before it went under contract, and this one is on day 135.

Sample: 267 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,447/mo
Principal & interest$1,030
Property taxes$319
Insurance$99
Down payment20% · $39,500
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$197,500

$95 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,082 sq ft

Time on market

135 days

Year built

1925

Monthly payment

About $1,447/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,824 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Cesar Estrada, PAListing data from Stellar MLS, MLS# S5150017.

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