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Overview

0 baLand
TypeLand
HOANone listed
Lot2,749 sqft

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About this home

Thomas St W is a home in Palma Ceia Court, Lakeland. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Great opportunity to own a residential vacant lot! Conveniently located in the established Palma Ceia Court area, this lot offers approximately 2,749 square feet and is ready for your vision. Easy access to local roads, shopping, dining, and everyday conveniences. Whether you are looking to build, invest, or hold for future development, this property offers great potential in a growing area.

The essentials

On market
147 days
Annual tax
$148
Flood zone
X · Low risk
Lot
2,749 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$126/mo
Down payment (20%)
$3,980
Property taxes
$12/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
2,749 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
147
Flood Zone X
Annual Tax (2025)
$148
Parcel #
23-28-12-040000-004090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palma Ceia Court
County
Polk
MLS Area
33805 - Lakeland / Gibsonia
Lot Size
2,749 sqft

Price history

Date
Event
Price
8/14/2026
Price change
Source: Stellar MLS #S5150378
$19,900-20.1%
5/20/2026
Listed for sale
Source: Stellar MLS #S5150378
$24,900

Neighborhood

Thomas St W
Lakeland, FL, 33805 · 33805 - Lakeland / Gibsonia

Calculator

Est. monthly payment
$126/mo
Principal & interest$104
Property taxes$12
Insurance$10
Down payment20% · $3,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$19,900

Time on market

147 days

Monthly payment

About $126/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $148 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byK REALTYListing agent: Raquel Batalha, PAListing data from Stellar MLS, MLS# S5150378.

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