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Overview

3 bd2 ba1,500 sqft2 car garageSingle Family
TypeSingle Family
HOA$240/yr
Built1989
Lot9,563 sqft
Living area1,500 sqft
Price / sqft$277
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Vaulted Ceiling(s)LightingDeed RestrictionsDishwasherRangeRefrigerator

3152 S Horizon Pl is a 1989-built home in Stillwater Ph 1, Oviedo. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,500 square feet of living space. Listed at $414,990 (about $277/sqft), 136 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $240 annually.

From the listing

APPRAISED AT $456,000 - PRICED TO SELL! Virtually staged! This move-in-ready 3-bedroom, 2-bath home is located in the City of Oviedo and zoned for Carillon Elementary, Jackson Heights Middle, and highly sought-after Hagerty High School. Set on a spacious homesite with no rear neighbors, the home features a bright, open floor plan, vaulted ceilings, a wood-burning fireplace, and an attached two-car garage. Recent updates include a newer roof and water heater, skylights, dishwasher, updated flooring, and a garage door opener. Enjoy convenient access to UCF, SR 417, shopping, dining, and everyday essentials. With its desirable location, valuable updates, and attractive price, this Oviedo home is ready for its next owner. Schedule your private showing today!

The essentials

Built
1989
Price / sqft
$277
On market
136 days
Annual tax
$4,917
HOA
$240/yr
Flood zone
X · Low risk
Lot
9,563 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
2 car garage
9,563 sqft lot
Lot size
1,500 sqft
Living area

Payment

Est. monthly payment
$2,801/mo
Down payment (20%)
$82,998
Property taxes
$410/mo
HOA
$240/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
9,563 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
136
Cathedral Ceiling(s)
Ceiling Fans(s)
Vaulted Ceiling(s)
Lighting
Deed Restrictions
Dishwasher
Range
Refrigerator
Washer
Elementary
Carillon Elementary
Middle
Jackson Heights Middle
High
Hagerty High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2024)
$4,917
Parcel #
27-21-31-508-0000-0340

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Stillwater Ph 1
County
Seminole
MLS Area
32765 - Oviedo
Lot Size
9,563 sqft
Cul-De-Sac
HOA
$240/yr
horizon place HOA management

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #S5150800
$414,990-2.4%
$277/sqft
-
Price change
Source: Stellar MLS #S5150800
$424,990-6.8%
$283/sqft
5/31/2026
Listed for sale
Source: Stellar MLS #S5150800
$456,000
$304/sqft

Neighborhood

3152 S Horizon Pl
Oviedo, FL, 32765 · 32765 - Oviedo

Market insights

Offer Insights

Choose an offer strength

List price: $414,990
$412,500 – $414,990
99.1% – 100% of listTops out right at the list price
80% of listList price
137 of the last 272 home closings in 32765 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 136 after a $41,010 cut.

Sample: 272 closed home sales in 32765 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,802/mo
Principal & interest$2,164
Property taxes$410
Insurance$207
HOA$20
Down payment20% · $82,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$414,990

$277 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,500 sq ft

Time on market

136 days

Year built

1989

Monthly payment

About $2,801/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,917 annual tax bill, insurance, and the $240/yr HOA fee.

HOA fee

$240/yr

Managed by horizon place HOA management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLA ROSA REALTY LLCListing agent: Jaime GriffithListing data from Stellar MLS, MLS# S5150800.

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