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Overview

4 bd2 ba1,830 sqft2 car garageSingle Family
TypeSingle Family
HOA$275/qtr
Built2022
Lot5,500 sqft
Living area1,830 sqft
Price / sqft$230
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSmart HomeSplit Bedroom

5406 Pine Lilly Dr is a 2022-built home in Glenwood Ph 2 - Glenwood Wiggins Hoa, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,830 square feet of living space. Listed at $419,990 (about $230/sqft), 136 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $275 quarterly.

From the listing

LOCATION! 10 MIN Drive TO THE LAKE NONA LIFESTYLE, AT HALF THE PRICE! Move-in-ready! Includes the upgrades buyers want most — luxury vinyl plank flooring, WALK-IN CLOSET, custom remote-controlled Zebra shades, a whole-house water softener, stainless steel kitchen appliances and a fully fenced private backyard with no rear neighbors, Wooded Lot behind, Vinyl Fence for Privacy & Furry Friends & all located one Floor - NO STAIRS! LOW HOA averages $92/month, NO CDD FEE, Gorgeous Community Pool! Welcome home to this beautifully maintained **Single Story 4-bedroom, 2-bathroom DR Horton "Cali" floorplan** in the desirable Glenwood community of St. Cloud! Built in 2022 and offering 1,830 square feet of living space, this move-in ready home combines modern style, comfort, and an UNBEATABLE LOCATION! Discover an open-concept layout featuring soaring ceilings & ceramic tile flooring throughout the main living area. The chef-inspired kitchen showcases stainless steel appliances, a huge center island with seating, ample cabinetry, and a dining area that flows seamlessly into the living space. The Primary Bedroom has an en-suite bathroom with a Full Walk-In Closet, plus another separate closet! Double sinks with granite in the bathroom. The owners have thoughtfully upgraded the home with **luxury vinyl plank flooring in all bedrooms**, eliminating builder-grade carpeting, as well as **remote-controlled Zebra dual shades on every window** for style and convenience. A whole-house water softener system adds even more value and comfort. Enjoy Florida living at its best in the ** fully fenced backyard featuring a 6-foot vinyl privacy fence and no rear neighbors **, with peaceful wooded views behind the property. Relax on the covered lanai & Bring your FURRY FRIENDS! Residents of Glenwood enjoy access to a beautiful community swimming pool to cool down. No CDD Fee, and Low HOA fees, plus bring your furry companions since the community is Pet Friendly! Florida has NO State Income Tax! PRIME LOCATION!: Perfectly positioned between St. Cloud and Lake Nona, this home is just 9 minutes from the Orlando VA Medical Center and minutes from the acclaimed Lake Nona Medical City, home to the UCF College of Medicine, Nemours Children's Hospital, Sanford Burnham Prebys Medical Discovery Institute, and the University of Florida Research Center. Recreation opportunities abound with nearby East Lake Tohopekaliga (Lake Toho) offering outstanding boating and fishing, while the USTA National Campus provides world-class tennis facilities just a short drive away, & the new LAKE NONA WEST Shoppping Plaza. Enjoy convenient access to Orlando International Airport, major highways, Disney Theme Park attractions, shopping, dining, and entertainment. An added benefit is the home's location in St. Cloud within Osceola County, where Property Tax Rates are generally much lower than those in neighboring Orange County communities, including Lake Nona. ** Better than new and packed with thousands in post-closing upgrades, this beautifully maintained home offers exceptional value, privacy, and convenience in one of St. Cloud's fastest-growing locations. Call this one HOME! Make an appointment NOW!

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The essentials

Built
2022
Price / sqft
$230
On market
136 days
Annual tax
$4,518
HOA
$275/qtr
Flood zone
X · Low risk
Lot
5,500 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Shared amenity
2 car garage
Driveway
5,500 sqft lot
Lot size
1,830 sqft
Living area

Payment

Est. monthly payment
$2,868/mo
Down payment (20%)
$83,998
Property taxes
$376/mo
HOA
$275/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
5,500 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
136
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Sidewalk
Sliding Doors
Pool
Street Lights
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Water Softener
Elementary
Narcoossee Elementary
Middle
Narcoossee Middle
High
Tohopekaliga High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone x
Annual Tax (2025)
$4,518
Parcel #
21-25-31-3423-0001-1030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Glenwood Ph 2 - Glenwood Wiggins Hoa
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
5,500 sqft
SidewalkPaved
HOA
$275/qtr
Keystone management Gianelle Genao

Price history

Date
Event
Price
6/4/2026
Listed for sale
Source: Stellar MLS #S5151230
$419,990
$230/sqft

Neighborhood

5406 Pine Lilly Dr
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $419,990
$417,500 – $419,990
99.5% – 100% of listTops out right at the list price
80% of listList price
303 of the last 469 home closings in 34771 landed at this number or higher (65%). The median one sat 37 days before it went under contract, and this one is on day 136.

Sample: 469 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,869/mo
Principal & interest$2,190
Property taxes$376
Insurance$210
HOA$92
Down payment20% · $83,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$419,990

$230 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,830 sq ft

Time on market

136 days

Year built

2022

Monthly payment

About $2,868/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,518 annual tax bill, insurance, and the $275/qtr HOA fee.

HOA fee

$275/qtr

Managed by Keystone management Gianelle Genao.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered bySHOWPLACE REALTY, INC.Listing agent: Christine JohnsonListing data from Stellar MLS, MLS# S5151230.

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