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Overview

4 bd2 ba1,661 sqftSingle Family
TypeSingle Family
HOA$538/yr
Built2000
Lot6,050 sqft
Living area1,661 sqft
Price / sqft$232

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenPlaygroundPoolDishwasherDisposalDryer

638 Pine Cone Dr is a 2000-built home in Florida Pines Ph 01, Davenport. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,661 square feet of living space. Listed at $385,000 (about $232/sqft), 100 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $538 annually.

From the listing

Located in the highly desirable Davenport area, this beautifully maintained home offers an exceptional combination of comfort, convenience, and investment potential. The property features a fully renovated gourmet kitchen, modern finishes throughout, and a spacious, functional layout designed for comfortable everyday living. The home is in excellent condition and move-in ready, making it a great opportunity for a primary residence, vacation home, or investment property. Outdoor living is a true highlight, featuring a private screened pool and a spacious outdoor area with plenty of space to create a BBQ area. It’s the perfect setting for entertaining family and friends or simply relaxing and enjoying Florida’s beautiful weather. A standout feature of this property is the private annex, complete with its own kitchen and bathroom, offering outstanding flexibility for multigenerational living, long-term guests, or additional rental income opportunities. With this private suite, the home offers a total of five bedrooms and three full bathrooms, providing ample space and versatility to accommodate a variety of living arrangements. Ideally situated just minutes from major highways, Posner Park shopping, restaurants, entertainment, and everyday conveniences, this home is also a short drive from Walt Disney World and Central Florida’s world-famous attractions. Enjoy easy access to theme parks, water parks, golf courses, outdoor adventures, shopping, dining, and countless entertainment options, making this an ideal location for both homeowners and vacation guests. Additional features include a brand-new A/C system and financed solar panels. These energy-efficient solar panels have the potential for reduced electricity costs, long-term savings, and added value for the next homeowner. Whether you’re looking for a primary residence, a vacation home, or an income-producing investment, this versatile property offers exceptional value in one of Davenport’s most desirable locations.

The essentials

Built
2000
Price / sqft
$232
On market
100 days
Annual tax
$4,452
HOA
$538/yr
Flood zone
X · Low risk
Lot
6,050 sqft
Type
Single Family Residence

At a glance

Single family
Built 2000
Private pool
Heated
6,050 sqft lot
Lot size
1,661 sqft
Living area

Payment

Est. monthly payment
$2,617/mo
Down payment (20%)
$77,000
Property taxes
$371/mo
HOA
$538/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2000
Lot
6,050 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Heated, Screen Enclosure
Days on Market
100
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
Playground
Pool
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Citrus Ridge
Middle
Citrus Ridge
High
Davenport High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,452
Parcel #
26-25-25-999994-000640

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Florida Pines Ph 01
County
Polk
MLS Area
33897 - Davenport
Lot Size
6,050 sqft
HOA
$538/yr
FLORIDA PINES HOMEOWNER ASSOCIATION INC/EUFEMIA DA

Price history

Date
Event
Price
7/8/2026
Listed for sale
Source: Stellar MLS #S5151781
$385,000
$232/sqft

Neighborhood

638 Pine Cone Dr
Davenport, FL, 33897 · 33897 - Davenport

Market insights

Offer Insights

Choose an offer strength

List price: $385,000
$382,500 – $385,000
99.5% – 100% of listTops out right at the list price
80% of listList price
132 of the last 256 home closings in 33897 landed at this number or higher (52%). The median one sat 53 days before it went under contract, and this one is on day 100.

Sample: 256 closed home sales in 33897 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,616/mo
Principal & interest$2,008
Property taxes$371
Insurance$193
HOA$45
Down payment20% · $77,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$385,000

$232 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,661 sq ft

Time on market

100 days

Year built

2000

Monthly payment

About $2,617/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,452 annual tax bill, insurance, and the $538/yr HOA fee.

HOA fee

$538/yr

Managed by FLORIDA PINES HOMEOWNER ASSOCIATION INC/EUFEMIA DA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byPREFERRED REAL ESTATE BROKERSListing agent: Laura Perez Valderrama, PAListing data from Stellar MLS, MLS# S5151781.

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