3540 Valleyview Dr, photo 1
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Overview

5 bd4 ba3,037 sqft3 car garageSingle Family
TypeSingle Family
HOA$185/mo
Built2005
Lot8,886 sqft
Living area3,037 sqft
Price / sqft$178
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Saturday, Oct 17 · 1:00 PM to 4:00 PM

About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorSplit BedroomStone Counters

3540 Valleyview Dr is a 2005-built home in Bellalago Ph 3m, Kissimmee. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,037 square feet of living space. Listed at $540,000 (about $178/sqft), 119 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $185 monthly.

From the listing

Welcome to this stunning, Mediterranean-inspired 5-bed, 4-bath masterpiece in the gated Bellalago community, offering over 3,000 sq. ft. of thoughtfully designed living space in Kissimmee’s premier lifestyle neighborhood. Step inside to an open floorplan with all-tile flooring, fresh interior paint, and designer light fixtures. The chef’s kitchen is well-appointed with modern cabinetry, granite countertops, stainless steel appliances, and custom backsplash, creating a bright, modern heart of the home. The main-level primary suite is a private retreat complete with natural light, walk-in closet, and spa-style bath with garden tub and separate shower. A versatile upstairs flex space with full bath offers endless possibilities — home office, media room, guest suite or play area. Outdoor living is effortless on the screened-in patio overlooking lush preserve, ideal for relaxing or entertaining. Additional highlights include a three-car garage with tile floor, cathedral ceilings, and split bedroom plan. Life in Bellalago means resort-style amenities — two clubhouses, community pools with slides, tennis & pickleball courts, fitness center, walking trails, boardwalk over Lake Toho with fishing piers and boat docks, on-site restaurant, and 24/7 manned gates for peace of mind. Convenient to shopping, dining, schools and major attractions, this home offers a perfect blend of luxury, comfort and community living. (Motivated client. Seller financing available. Inquire for terms and details.)

The essentials

Built
2005
Price / sqft
$178
On market
119 days
Annual tax
$7,000
HOA
$185/mo
Flood zone
X · Low risk
Lot
8,886 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Community pool
Fitness center too
3 car garage
8,886 sqft lot
Lot size
3,037 sqft
Living area

Payment

Est. monthly payment
$3,854/mo
Down payment (20%)
$108,000
Property taxes
$583/mo
HOA
$185/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
8,886 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
119
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Irrigation-reclaimed Water
Park
Playground
Pool
Restaurant
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Bellalago Charter Academy (K-8)
Middle
Bellalago Charter Academy (K-8)
High
Osceola County School for Arts

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$7,000
Parcel #
29-26-29-2646-0001-0950

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bellalago Ph 3m
County
Osceola
MLS Area
34746 - Kissimmee (West of Town)
Lot Size
8,886 sqft
HOA
$185/mo
First Service Residential

Price history

Date
Event
Price
6/19/2026
Listed for sale
Source: Stellar MLS #S5152021
$540,000
$178/sqft

Neighborhood

3540 Valleyview Dr
Kissimmee, FL, 34746 · 34746 - Kissimmee (West of Town)

Market insights

Offer Insights

Choose an offer strength

List price: $540,000
$535,000 – $540,000
99.5% – 100% of listTops out right at the list price
80% of listList price
190 of the last 355 home closings in 34746 landed at this number or higher (54%). The median one sat 34 days before it went under contract, and this one is on day 119.

Sample: 355 closed home sales in 34746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,855/mo
Principal & interest$2,816
Property taxes$583
Insurance$270
HOA$185
Down payment20% · $108,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$540,000

$178 per sq ft

Beds and baths

5 beds, 4 baths

Size

3,037 sq ft

Time on market

119 days

Year built

2005

Monthly payment

About $3,854/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,000 annual tax bill, insurance, and the $185/mo HOA fee.

HOA fee

$185/mo

Managed by First Service Residential.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLA ROSA REALTY KISSIMMEEListing agent: Franklin BaezListing data from Stellar MLS, MLS# S5152021.

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