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Overview

4 bd3 ba1,492 sqftTownhouse
TypeTownhouse
HOA$664/mo
Built2005
Lot1,856 sqft
Living area1,492 sqft
Price / sqft$166

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboLiving Room/Dining Room ComboSliding DoorsAssociation Recreation - OwnedClubhouseFitness CenterGated Community - GuardDishwasher

624 Terra Lago St is a 2005-built home in Regal Palms At Highland Reserve Ph 03, Davenport. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,492 square feet of living space. Listed at $248,000 (about $166/sqft), 112 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $664 monthly.

From the listing

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The essentials

Built
2005
Price / sqft
$166
On market
112 days
Annual tax
$3,131
HOA
$664/mo
Flood zone
X · Low risk
Lot
1,856 sqft
Type
Townhouse

At a glance

Townhouse
Built 2005
1,856 sqft lot
Lot size
1,492 sqft
Living area

Payment

Est. monthly payment
$2,342/mo
Down payment (20%)
$49,600
Property taxes
$261/mo
HOA
$664/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2005
Lot
1,856 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
112
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Sliding Doors
Association Recreation - Owned
Clubhouse
Fitness Center
Gated Community - Guard
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$3,131
Parcel #
26-25-14-999954-002980

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Regal Palms At Highland Reserve Ph 03
County
Polk
MLS Area
33897 - Davenport
Lot Size
1,856 sqft
HOA
$664/mo
Hope Douglas

Price history

Date
Event
Price
6/22/2026
Listed for sale
Source: Stellar MLS #S5152387
$248,000
$166/sqft

Neighborhood

624 Terra Lago St
Davenport, FL, 33897 · 33897 - Davenport

Market insights

Offer Insights

Choose an offer strength

List price: $248,000
$248,000
99.5% – 100% of listTops out right at the list price
80% of listList price
59 of the last 93 townhouse or villa closings in 33897 landed at this number or higher (63%). The median one sat 54 days before it went under contract, and this one is on day 112.

Sample: 93 closed townhouse or villa sales in 33897 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,342/mo
Principal & interest$1,293
Property taxes$261
Insurance$124
HOA$664
Down payment20% · $49,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$248,000

$166 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,492 sq ft

Time on market

112 days

Year built

2005

Monthly payment

About $2,342/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,131 annual tax bill, insurance, and the $664/mo HOA fee.

HOA fee

$664/mo

Managed by Hope Douglas.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLA ROSA REALTY CW PROPERTIES LListing agent: Jorge RussianListing data from Stellar MLS, MLS# S5152387.

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