12632 Clear Sapphire Drive, photo 1
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Overview

4 bd3 ba2,148 sqft4 car garageSingle Family
TypeSingle Family
HOA$96/mo
Built2025
Lot3,920 sqft
Living area2,148 sqft
Price / sqft$262
Garage4 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

IN Wall Pest SystemKitchen/Family Room ComboLiving Room/Dining Room ComboPrimarybedroom UpstairsThermostatWalk-in Closet(s)Dog ParkPlayground

12632 Clear Sapphire Drive is a 2025-built home in Osprey Ranch, Winter Garden. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,148 square feet of living space. Listed at $563,000 (about $262/sqft), 105 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $96 monthly.

From the listing

BEST PRICE IN FLAMINGO CROSSING AREA IN WINTER GARDEN, THE SELLER WILL CONTRIBUTE UP TO $ 4000 TOWARD CLOSING COST OR BUYER RATE ON FINANCING. This is an amazing Bungalow style house with 4 bedrooms and 3 bathrooms, on second floor there are 3 bedrooms, two bathrooms and area that maybe use has work-office place or Tv place, on main floor there are a guest suite, bathroom and amazing open concept Kitchen, walking closet and spacious dining and living area that face a nice open space area with a lanai completely fenced...this house is located on the very beautiful Osprey Ranch Community and few feet away from the Community Pool and social areas..

The essentials

Built
2025
Price / sqft
$262
On market
105 days
Annual tax
$2,290
HOA
$96/mo
Flood zone
X · Low risk
Lot
3,920 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
Community pool
Shared amenity
4 car garage
3,920 sqft lot
Lot size
2,148 sqft
Living area

Payment

Est. monthly payment
$3,504/mo
Down payment (20%)
$112,600
Property taxes
$191/mo
HOA
$96/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
3,920 sqft
Cooling
Central Air
Heating
Natural Gas
Parking
-
Days on Market
105
IN Wall Pest System
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primarybedroom Upstairs
Thermostat
Walk-in Closet(s)
Dog Park
Playground
Pool
Dryer
Electric Water Heater
Exhaust Fan
Gas Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,290
Parcel #
29-24-27-6383-01-400

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Osprey Ranch
County
Orange
MLS Area
34787 - Winter Garden/Oakland
Lot Size
3,920 sqft
HOA
$96/mo
ACCESS MGMT

Price history

Date
Event
Price
8/10/2026
Price change
Source: Stellar MLS #S5152652
$563,000-2.1%
$262/sqft
6/30/2026
Listed for sale
Source: Stellar MLS #S5152652
$575,000
$268/sqft

Neighborhood

12632 Clear Sapphire Drive
Winter Garden, FL, 34787 · 34787 - Winter Garden/Oakland

Market insights

Offer Insights

Choose an offer strength

List price: $563,000
$560,000 – $563,000
99.5% – 100% of listTops out right at the list price
80% of listList price
222 of the last 443 home closings in 34787 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 105 after a $12,000 cut.

Sample: 443 closed home sales in 34787 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,505/mo
Principal & interest$2,936
Property taxes$191
Insurance$282
HOA$96
Down payment20% · $112,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$563,000

$262 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,148 sq ft

Time on market

105 days

Year built

2025

Monthly payment

About $3,504/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,290 annual tax bill, insurance, and the $96/mo HOA fee.

HOA fee

$96/mo

Managed by ACCESS MGMT.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLA ROSA REALTY KISSIMMEEListing agent: Gianni MontanoListing data from Stellar MLS, MLS# S5152652.

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