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About this home
428 McKenna Dr is a 2020-built home in Lucerne Park Reserve, Winter Haven. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,840 square feet of living space. Listed at $260,000 (about $141/sqft), 101 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $199 annually.
Beautifully maintained 4-bedroom, 2-bath home offering modern finishes, thoughtful upgrades, and a desirable split floor plan. The primary suite is privately situated toward the rear of the home, while the secondary bedrooms are positioned separately, providing added privacy and functionality. From the moment you arrive, you'll appreciate the enhanced curb appeal featuring a paver driveway and attractive exterior accents. Inside, ceramic tile flooring flows throughout the main living areas, complemented by stylish accent walls that add warmth and character. The open-concept kitchen is designed for both everyday living and entertaining, featuring granite countertops, a spacious center island with sink, and a custom decorative accent finish surrounding the island, creating a unique focal point. The kitchen seamlessly overlooks the expansive living and dining areas, making it ideal for hosting family and friends. The guest bathroom offers the convenience of a dual-sink vanity, while the extended, fully fenced backyard provides plenty of space for outdoor entertaining, pets, or play. The home is also equipped with assignable solar panels, offering added energy efficiency. Additional details regarding the solar panel are available upon request. This move-in-ready home combines comfort, style, and functionality, making it an excellent opportunity for its next owner.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$260,000
$141 per sq ft
Beds and baths
4 beds, 2 baths
Size
1,840 sq ft
Time on market
101 days
Year built
2020
Monthly payment
About $2,037/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,411 annual tax bill, insurance, and the $199/yr HOA fee.
HOA fee
$199/yr
Managed by Lucerne Park Reserve.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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