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Overview

5 bd4 ba2,701 sqft2 car garageSingle Family
TypeSingle Family
HOA$262.32/yr
Built2022
Lot5,915 sqft
Living area2,701 sqft
Price / sqft$128
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanSolid Surface CountersSolid Wood CabinetsDeed RestrictionsDishwasherMicrowaveRange

2639 San Marco Way is a 2022-built home in Villamar Ph 4, Winter Haven. Inside you'll find 5 bedrooms, 4 bathrooms, and 2,701 square feet of living space. Listed at $347,000 (about $128/sqft), 27 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $262.32 annually.

From the listing

Short Sale. Short Sale — Third Party Approval Required. Welcome to 2639 San Marco Way, a spacious 5-bedroom, 3.5-bathroom two-story home offering 2,701 square feet of flexible living space in Winter Haven, FL. This short sale opportunity presents an excellent chance to acquire a generously sized home at an improved price point in an established Winter Haven community. The two-story layout provides excellent separation of space, with room for large households, multigenerational living, home offices, or guest accommodations. Five bedrooms and three and a half bathrooms give the kind of flexibility that is increasingly difficult to find at this price point. Conveniently located near shopping, dining, medical facilities, and the beautiful Winter Haven Chain of Lakes, with easy access to US-27 and major routes to both Orlando and Tampa. This is a short sale subject to lender approval. Being sold as-is. Buyer and buyer's agent to verify all information including HOA fees, community details, restrictions, measurements, and permitted uses. A rare opportunity to own a large Winter Haven home — schedule your showing today!

The essentials

Built
2022
Price / sqft
$128
On market
27 days
Annual tax
$6,879
HOA
$262.32/yr
Flood zone
X · Low risk
Lot
5,915 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
2 car garage
5,915 sqft lot
Lot size
2,701 sqft
Living area

Payment

Est. monthly payment
$2,579/mo
Down payment (20%)
$69,400
Property taxes
$573/mo
HOA
$262.32/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
5,915 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
27
Ceiling Fans(s)
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Deed Restrictions
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$6,879
Parcel #
26-29-23-690584-000180

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villamar Ph 4
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
5,915 sqft
City LimitsPaved
HOA
$262.32/yr
Prime HOA

Price history

Date
Event
Price
9/15/2026
Listed for sale
Source: Stellar MLS #L4965075
$347,000
$128/sqft

Neighborhood

2639 San Marco Way
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $347,000
$345,000 – $347,000
99.5% – 100% of listTops out right at the list price
80% of listList price
223 of the last 353 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 27.

Sample: 353 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,578/mo
Principal & interest$1,810
Property taxes$573
Insurance$174
HOA$22
Down payment20% · $69,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$347,000

$128 per sq ft

Beds and baths

5 beds, 4 baths

Size

2,701 sq ft

Time on market

27 days

Year built

2022

Monthly payment

About $2,579/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,879 annual tax bill, insurance, and the $262.32/yr HOA fee.

HOA fee

$262.32/yr

Managed by Prime HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS REALTY SMART 1Listing agent: Don JerueListing data from Stellar MLS, MLS# L4965075.

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