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Overview

4 bd2 ba2,257 sqft2 car garageSingle Family
TypeSingle Family
HOA$300/yr
Built2001
Lot8,786 sqft
Living area2,257 sqft
Price / sqft$155
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboOpen FloorplanFire PitDeed RestrictionsDishwasherDisposalDryer

817 Reflections Loop E is a 2001-built home in Reflections East Add, Winter Haven. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,257 square feet of living space. Listed at $350,000 (about $155/sqft), 22 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $300 annually.

From the listing

More space, more flexibility, and more included! Located near LEGOLAND Florida Resort, this spacious Winter Haven home offers 2,257 square feet of total living area, including a permitted 320-square-foot addition completed in 2021. The interior features a bright main living area with vaulted ceilings, a separate dining space, generously sized bedrooms, an interior laundry room, and a well-equipped kitchen with ample cabinetry and counter space. The refrigerator, range, microwave, dishwasher, washer, and dryer are all included. Step outside to a fenced backyard designed for enjoying the Florida lifestyle. A brand-new permitted covered patio, completed in March 2026, provides an inviting shaded space for relaxing, grilling, or entertaining. The backyard also features mature shade trees and a paver gathering area with a built-in firepit and seating. Additional highlights include a complete HVAC system installed in 2023, a main house roof installed in 2017, a new patio roof installed in 2026, a two-car garage, an included security system, and eight included 360-degree security cameras. Conveniently positioned in Central Florida between Orlando and Tampa, the home provides access to major attractions, shopping, dining, recreation, and everything the Winter Haven area has to provide. With substantial living space, valuable permitted improvements, included appliances, and an outdoor area ready to enjoy, this home delivers features that are increasingly difficult to find at this price point. Schedule your private showing and see how much this property has to give.

The essentials

Built
2001
Price / sqft
$155
On market
22 days
Annual tax
$3,152
HOA
$300/yr
Flood zone
X · Low risk
Lot
8,786 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
2 car garage
8,786 sqft lot
Lot size
2,257 sqft
Living area

Payment

Est. monthly payment
$2,288/mo
Down payment (20%)
$70,000
Property taxes
$263/mo
HOA
$300/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
8,786 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
22
Ceiling Fans(s)
Kitchen/Family Room Combo
Open Floorplan
Fire Pit
Deed Restrictions
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,152
Parcel #
26-29-12-687517-000890

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Reflections East Add
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
8,786 sqft
City LimitsPaved
HOA
$300/yr
Reflections East HOA - Paula Morton

Price history

Date
Event
Price
9/21/2026
Listed for sale
Source: Stellar MLS #L4965212
$350,000
$155/sqft

Neighborhood

817 Reflections Loop E
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $350,000
$347,500 – $350,000
99.5% – 100% of listTops out right at the list price
80% of listList price
224 of the last 355 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 22.

Sample: 355 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,288/mo
Principal & interest$1,825
Property taxes$263
Insurance$175
HOA$25
Down payment20% · $70,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$350,000

$155 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,257 sq ft

Time on market

22 days

Year built

2001

Monthly payment

About $2,288/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,152 annual tax bill, insurance, and the $300/yr HOA fee.

HOA fee

$300/yr

Managed by Reflections East HOA - Paula Morton.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS REALTY SMART 1Listing agent: Don JerueListing data from Stellar MLS, MLS# L4965212.

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