6704 Winterset Gardens Rd, photo 1
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Overview

3 bd2 ba2,418 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1965
Lot13,120 sqft
Living area2,418 sqft
Price / sqft$165
Garage2 car

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About this home

Ceiling Fans(s)Primary Bedroom Main FloorThermostatConvection OvenDishwasherDisposalDryerElectric Water Heater

6704 Winterset Gardens Rd is a 1965-built home in Winterset Gardens, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,418 square feet of living space. Listed at $399,000 (about $165/sqft), 88 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Rarely does a home this unique come to market! Situated on a spacious .30-acre lot directly across the street from beautiful Lake Winterset, this distinctive 3-bedroom, 2-bath mid-century modern pool home offers incredible character, great bones, and a fantastic opportunity for a buyer looking to add their own personal touches. Virtually staged. With no mandatory HOA or CDD, this property offers flexibility and an exceptional location. An optional neighborhood HOA of just $100 per year provides access to the community boat ramp, connecting you to the renowned Winter Haven Chain of 22 Lakes, one of Central Florida’s premier destinations for boating, fishing, and watersports. Unlike nearly any other Florida home, this property features an impressive 300+ square foot basement—a rare find offering endless possibilities as a wine cellar, hobby room, workshop, fitness area, or additional storage. The home's distinctive architectural design is complemented by spectacular views of Lake Winterset from the living and dining rooms, where sliding glass doors open to a charming wraparound front porch—the perfect place to enjoy your morning coffee while taking in the peaceful lake scenery. Upstairs, a spacious bonus room provides incredible flexibility and could be used as a potential fourth bedroom, media room, home office, or second living area. The space also includes a private balcony overlooking the front of the property and the lake. The kitchen offers plenty of potential and features quartz countertops, a center island, pantry, recessed lighting, tile backsplash, reverse osmosis system, garbage disposal, a window overlooking the screened pool, and a premium 2022 Samsung Bespoke appliance suite. The home has great bones and has received numerous important updates, while still offering an opportunity for the next owner to make cosmetic updates and truly make it their own. The thoughtful split-bedroom layout places all three spacious bedrooms down a private hallway away from the main living spaces. Wood-look tile flooring flows throughout the main living areas, while luxury vinyl plank flooring extends through the bedrooms, bathrooms, and upstairs bonus room. The spacious primary suite features dual vanities and a beautifully remodeled walk-in shower. Additional conveniences include an indoor laundry closet with the washer and dryer included, as well as a two-car garage. Step outside to your oversized screened, chlorinated pool complete with a diving board and removable safety fence, creating the perfect backyard retreat for entertaining family and friends year-round. Major improvements provide added peace of mind, including a new roof in 2025, new pool pump and well pump in 2025, new A/C ductwork and attic insulation in 2025, windows replaced in 2019, A/C replaced in 2019, water heater replaced in 2019, and new appliances installed in 2022. Ideally located just a short drive from Disney, Universal, LEGOLAND, and other Central Florida attractions, this one-of-a-kind home combines timeless mid-century modern architecture, a rare basement, beautiful lake views, an oversized pool, important major updates, access to the Winter Haven Chain of Lakes, and an opportunity to create a home that reflects your own style. Don't miss this rare opportunity to own one of the area's most distinctive homes overlooking beautiful Lake Winterset!

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The essentials

Built
1965
Price / sqft
$165
On market
88 days
Annual tax
$5,337
Flood zone
X · Low risk
Lot
13,120 sqft
Type
Single Family Residence

At a glance

Single family
Built 1965
Private pool
Child Safety Fence
2 car garage
0.30 acres
Lot size
2,418 sqft
Living area

Payment

Est. monthly payment
$2,725/mo
Down payment (20%)
$79,800
Property taxes
$445/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1965
Lot
13,120 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Child Safety Fence, Diving Board, In Ground, Screen Enclosure
Days on Market
88
Ceiling Fans(s)
Primary Bedroom Main Floor
Thermostat
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Kitchen Reverse Osmosis System
Microwave
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,337
Parcel #
26-29-14-687600-005030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Winterset Gardens
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
13,120 sqft

Price history

Date
Event
Price
9/22/2026
Price change
Source: Stellar MLS #S5153946
$399,000-6.1%
$165/sqft
-
Price change
Source: Stellar MLS #S5153946
$425,000-11.9%
$176/sqft
7/17/2026
Listed for sale
Source: Stellar MLS #S5153946
$482,500
$200/sqft

Neighborhood

6704 Winterset Gardens Rd
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $399,000
$397,500 – $399,000
99.5% – 100% of listTops out right at the list price
80% of listList price
224 of the last 355 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 88 after a $83,500 cut.

Sample: 355 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,725/mo
Principal & interest$2,081
Property taxes$445
Insurance$200
Down payment20% · $79,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,000

$165 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,418 sq ft

Time on market

88 days

Year built

1965

Monthly payment

About $2,725/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,337 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byWEICHERT REALTORS HALLMARK PROListing agent: Rachel SantosListing data from Stellar MLS, MLS# S5153946.

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