220 Terra Lago St, photo 1
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Overview

3 bd3 ba1,457 sqftTownhouse
TypeTownhouse
HOA$706/mo
Built2004
Lot1,812 sqft
Living area1,457 sqft
Price / sqft$161

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Private EntranceRain GuttersSidewalkClubhouseCommunity MailboxDeed RestrictionsFitness Center

220 Terra Lago St is a 2004-built home in Regal Palms At Highland Reserve, Davenport. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,457 square feet of living space. Listed at $235,000 (about $161/sqft), 72 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $706 monthly.

From the listing

Fully furnished 3-bedroom, 2.5-bath townhome in the highly desirable Regal Palms Resort, a 24-hour guard-gated community less than 10 miles from Walt Disney World. Zoned for short-term rentals, this turnkey property is ideal as a primary residence, vacation home, or income-producing investment. The open floor plan offers comfortable living and dining spaces with well-appointed bedrooms, making it ready for immediate enjoyment or rental. Resort-style amenities include a lazy river, water slide, resort pools, full-service spa, fitness center, arcade, playground, volleyball court, on-site restaurant, bar, ice cream shop, and beautifully landscaped tropical grounds. The owner-friendly HOA provides exceptional amenities while making ownership easy. Conveniently located just off Highway 27 with quick access to Publix Supermarket , main shopping centers, coffee shops, Posner Park, championship golf courses, shopping, dining, and Central Florida attractions including Disney, Universal Orlando, and SeaWorld. Don't miss this opportunity to own a fully furnished, income-producing property in one of Davenport's most sought-after resort communities.

The essentials

Built
2004
Price / sqft
$161
On market
72 days
Annual tax
$2,797
HOA
$706/mo
Flood zone
X · Low risk
Lot
1,812 sqft
Type
Townhouse

At a glance

Townhouse
Built 2004
Community pool
Fitness center too
1,812 sqft lot
Lot size
1,457 sqft
Living area

Payment

Est. monthly payment
$2,283/mo
Down payment (20%)
$47,000
Property taxes
$233/mo
HOA
$706/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2004
Lot
1,812 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
72
Ceiling Fans(s)
Private Entrance
Rain Gutters
Sidewalk
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf Carts OK
Playground
Pool
Restaurant
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$2,797
Parcel #
26-25-14-999962-000640

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Regal Palms At Highland Reserve
County
Polk
MLS Area
33897 - Davenport
Lot Size
1,812 sqft
HOA
$706/mo
Hope Douglass

Price history

Date
Event
Price
8/1/2026
Listed for sale
Source: Stellar MLS #S5154997
$235,000
$161/sqft

Neighborhood

220 Terra Lago St
Davenport, FL, 33897 · 33897 - Davenport

Market insights

Offer Insights

Choose an offer strength

List price: $235,000
$235,000
99.5% – 100% of listTops out right at the list price
80% of listList price
59 of the last 93 townhouse or villa closings in 33897 landed at this number or higher (63%). The median one sat 54 days before it went under contract, and this one is on day 72.

Sample: 93 closed townhouse or villa sales in 33897 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,282/mo
Principal & interest$1,226
Property taxes$233
Insurance$118
HOA$706
Down payment20% · $47,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$235,000

$161 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,457 sq ft

Time on market

72 days

Year built

2004

Monthly payment

About $2,283/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,797 annual tax bill, insurance, and the $706/mo HOA fee.

HOA fee

$706/mo

Managed by Hope Douglass.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXIT REALTY 4CORNERSListing agent: Carlos DeJesusListing data from Stellar MLS, MLS# S5154997.

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