2438 Edwin St NE, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot4,251 sqft

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About this home

2438 Edwin St NE is a home in Smart Sub, Winter Haven. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Investor Alert! Vacant residential lot with a previous homesite. Impact fees may not apply, but buyer must verify all information and perform their own due diligence. No HOA. Great opportunity to build in an established Winter Haven neighborhood.

The essentials

On market
73 days
Annual tax
$144
Flood zone
X · Low risk
Lot
4,251 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$241/mo
Down payment (20%)
$8,000
Property taxes
$12/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
4,251 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
73
Elementary
Frank E. Brigham Academy
Middle
Denison Middle
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$144
Parcel #
26-28-16-539000-000391

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Smart Sub
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
4,251 sqft

Price history

Date
Event
Price
7/30/2026
Listed for sale
Source: Stellar MLS #S5155057
$40,000

Neighborhood

2438 Edwin St NE
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Calculator

Est. monthly payment
$241/mo
Principal & interest$209
Property taxes$12
Insurance$20
Down payment20% · $8,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$40,000

Time on market

73 days

Monthly payment

About $241/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $144 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byTHE PROPERTY FIRMListing agent: Joseph TipaListing data from Stellar MLS, MLS# S5155057.

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