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Overview

3 bd3 ba2,031 sqft2 car garageSingle Family
TypeSingle Family
HOA$108/mo
Built2024
Lot4,255 sqft
Living area2,031 sqft
Price / sqft$265
Garage2 car

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About this home

Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanStone CountersThermostatWalk-in Closet(s)Window TreatmentsLighting

14099 Frasier St is a 2024-built home in Highland Rdg Ph 2, Winter Garden. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,031 square feet of living space. Listed at $539,000 (about $265/sqft), 66 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $108 monthly.

From the listing

Welcome to this bright and inviting 3 BEDROOMS, 2 and 1/2 Bathrooms home in the Highland Ridge community of Winter Garden. It feels open and comfortable the moment you walk in. The beautiful CERAMIC TILE throughout the first floor already gives the perspective of the open floor plan. Right off the entry is a flexible room currently used as a HOME OFFICE — a great spot for work or study that connect to the kitchen. The HIGH CEILINGS in the DINNING ROOM AREA makes the space feel bigger and brighter, and it's by the LIVING ROOM AND GOURMET KITCHEN. The kitchen is a real highlight, with WHITE CABINETS, a LARGE ISLAND COUNTER for cooking, COOKTOP STOVE other stainless steel appliances, and those nice geometric pendant lights. Sliding glass doors open out to the backyard, so the whole main floor feels connected to the outdoors. With EXTENDED PAVER AND FENCED in the back, turning the outdoor space into a finished patio area that’s ready for grilling and relaxing and plus a covered area that goes to the 2 CAR GARAGE DETACHED. Upstairs you’ll find a SPACIOUS primary suite bedroom, plus two more comfortable bedrooms, LAUNDRY ROOM and LOFT . Everything feels clean, light, and MOVE IN READY. Highland Ridge has some really nice amenities right in the neighborhood: a pool with a cabana, playground, basketball court, and pickleball. It’s the kind of place where families can unwind without getting in the car. The location is convenient too. You’re just minutes from Disney World and Flamingo Crossings for shopping and restaurants, with easy access to the 429. Nearby schools include Water Spring Elementary and Middle, and Horizon High. Downtown Winter Garden, with its farmers market and Plant Street shops, is a short drive away. This home offers a good mix of modern comfort, useful living spaces, and a friendly community feel. If you’re looking for something that already feels like home, this one is worth seeing.

The essentials

Built
2024
Price / sqft
$265
On market
66 days
Annual tax
$8,693
HOA
$108/mo
Flood zone
X · Low risk
Lot
4,255 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
Community pool
Fitness center too
2 car garage
Alley Access
4,255 sqft lot
Lot size
2,031 sqft
Living area

Payment

Est. monthly payment
$3,913/mo
Down payment (20%)
$107,800
Property taxes
$724/mo
HOA
$108/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
4,255 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Alley Access, On Street
Days on Market
66
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Sidewalk
Sprinkler Metered
Deed Restrictions
Fitness Center
Pool
Sidewalks
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Refrigerator
Washer
Elementary
Water Spring Elementary
Middle
Water Spring Middle
High
Horizon High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$8,693
Parcel #
28-24-27-3561-01-410

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Highland Rdg Ph 2
County
Orange
MLS Area
34787 - Winter Garden/Oakland
Lot Size
4,255 sqft
HOA
$108/mo
First Service Residential

Price history

Date
Event
Price
9/29/2026
Price change
Source: Stellar MLS #S5155066
$539,000-1.5%
$265/sqft
-
Price change
Source: Stellar MLS #S5155066
$546,990-0.5%
$269/sqft
8/6/2026
Listed for sale
Source: Stellar MLS #S5155066
$549,900
$271/sqft

Neighborhood

14099 Frasier St
Winter Garden, FL, 34787 · 34787 - Winter Garden/Oakland

Market insights

Offer Insights

Choose an offer strength

List price: $539,000
$535,000 – $539,000
99.5% – 100% of listTops out right at the list price
80% of listList price
222 of the last 442 home closings in 34787 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 66 after a $10,900 cut.

Sample: 442 closed home sales in 34787 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,913/mo
Principal & interest$2,811
Property taxes$724
Insurance$270
HOA$108
Down payment20% · $107,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$539,000

$265 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,031 sq ft

Time on market

66 days

Year built

2024

Monthly payment

About $3,913/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,693 annual tax bill, insurance, and the $108/mo HOA fee.

HOA fee

$108/mo

Managed by First Service Residential.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCHARLES RUTENBERG REALTY ORLANDOListing agent: Fernanda Trein, LLCListing data from Stellar MLS, MLS# S5155066.

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