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Overview

4 bd3 ba1,959 sqft2 car garageSingle Family
TypeSingle Family
HOA$490/yr
Built1996
Lot5,776 sqft
Living area1,959 sqft
Price / sqft$234
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsOpen FloorplanPrimary Bedroom Main FloorThermostatSliding DoorsPlaygroundPoolTennis Court(s)

729 Downing Cir is a 1996-built home in Lake Davenport Estates, Davenport. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,959 square feet of living space. Listed at $459,000 (about $234/sqft), 59 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $490 annually.

From the listing

Welcome to this spacious 4-bedroom, 2.5-bath pool home in desirable Davenport. The home offers an open and functional layout with high ceilings, a cozy fireplace, and plenty of natural light. The first-floor primary suite provides privacy and convenient access to the screened pool area. Enjoy the private in-ground pool and covered lanai, perfect for relaxing or entertaining. The property also features a 2-car garage and is conveniently located near shopping, dining, major highways, and Central Florida attractions. This home is an excellent opportunity for a primary residence, second home, or investment property.

The essentials

Built
1996
Price / sqft
$234
On market
59 days
Annual tax
$4,640
HOA
$490/yr
Flood zone
X · Low risk
Lot
5,776 sqft
Type
Single Family Residence

At a glance

Single family
Built 1996
Private pool
In Ground
2 car garage
5,776 sqft lot
Lot size
1,959 sqft
Living area

Payment

Est. monthly payment
$3,051/mo
Down payment (20%)
$91,800
Property taxes
$387/mo
HOA
$490/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1996
Lot
5,776 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Days on Market
59
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Sliding Doors
Playground
Pool
Tennis Court(s)
Elementary
Citrus Ridge
Middle
Citrus Ridge
High
Davenport High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,640
Parcel #
26-25-12-999976-002210

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Davenport Estates
County
Polk
MLS Area
33897 - Davenport
Lot Size
5,776 sqft
HOA
$490/yr
Elizabeth Martell

Price history

Date
Event
Price
8/14/2026
Listed for sale
Source: Stellar MLS #S5155727
$459,000
$234/sqft

Neighborhood

729 Downing Cir
Davenport, FL, 33897 · 33897 - Davenport

Market insights

Offer Insights

Choose an offer strength

List price: $459,000
$457,500 – $459,000
99.5% – 100% of listTops out right at the list price
80% of listList price
128 of the last 250 home closings in 33897 landed at this number or higher (51%). The median one sat 53 days before it went under contract, and this one is on day 59.

Sample: 250 closed home sales in 33897 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,051/mo
Principal & interest$2,394
Property taxes$387
Insurance$230
HOA$41
Down payment20% · $91,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$459,000

$234 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,959 sq ft

Time on market

59 days

Year built

1996

Monthly payment

About $3,051/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,640 annual tax bill, insurance, and the $490/yr HOA fee.

HOA fee

$490/yr

Managed by Elizabeth Martell.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMILA REALTYListing agent: Steven TavarezListing data from Stellar MLS, MLS# S5155727.

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