Old Hickory Tree Rd, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot13,939 sqft

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About this home

Old Hickory Tree Rd is a home St Cloud. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Build your future in St. Cloud! This approximately .32 acre vacant residential parcel offers an opportunity to own land in an established and growing area of Osceola County. This property benefits from an easement providing access to the parcel. Conveniently location along Old Hickory Tree Rd with easy access to shopping, dining, schools, and major roadways. With NO HOA, this property offers flexibility for a buyer looking to build or hold land for the future. Buyer and buyer's agent are responsible for verifying zoning, permitted uses, lot dimensions, utilities, well/septic availability, building requirements and all information with the appropriate governmental agencies. Drive by and explore the possibilities.

The essentials

On market
44 days
Annual tax
$93
Flood zone
X · Low risk
Lot
13,939 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$516/mo
Down payment (20%)
$17,800
Property taxes
$8/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
13,939 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
44
Elementary
Hickory Tree Elem
Middle
St. Cloud Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x
Annual Tax (2024)
$93
Parcel #
07-26-31-0000-0090-0000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
13,939 sqft

Price history

Date
Event
Price
9/1/2026
Listed for sale
Source: Stellar MLS #S5156982
$89,000

Neighborhood

Old Hickory Tree Rd
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Calculator

Est. monthly payment
$516/mo
Principal & interest$464
Property taxes$8
Insurance$45
Down payment20% · $17,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$89,000

Time on market

44 days

Monthly payment

About $516/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $93 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byMCKINNEY REALTY COListing agent: Christy NoadListing data from Stellar MLS, MLS# S5156982.

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