1640 Grouper St, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot6,403 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

1640 Grouper St is a home in Pine Grove Park Blks 11 & 12 Rep, St Cloud. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Discover the possibilities with this vacant residential lot located at 1640 Grouper Street in Saint Cloud, offering an excellent opportunity to build your future home in an established community with NO HOA! With a mostly cleared, grassy landscape, mature trees, and an existing driveway, the property provides a great starting point for bringing your vision to life. One of the property's biggest advantages is the existing infrastructure, including a well, septic system, and electricity, along with a $27,777 impact fee credit from Osceola County. These valuable features offer potential savings when planning future construction, making this property especially appealing for buyers looking to build. The lot offers generous open space with room to design a home and outdoor living area that fits your needs. Surrounded by established residences and mature landscaping, the property provides a comfortable neighborhood setting without the restrictions of an HOA. Located in Saint Cloud near the shores of East Lake Tohopekaliga, the property offers convenient access to local shopping, dining, and everyday amenities while maintaining a relaxed residential atmosphere. With its existing utilities, valuable impact fee credit, and NO HOA, this property presents an opportunity to create something of your own.

The essentials

On market
1 day
Annual tax
$753
Flood zone
AE
Lot
6,403 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$720/mo
Down payment (20%)
$23,000
Property taxes
$63/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
6,403 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
1
Flood Zone AE
Annual Tax (2025)
$753
Parcel #
02-26-31-4750-0001-5110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pine Grove Park Blks 11 & 12 Rep
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
6,403 sqft

Price history

Date
Event
Price
10/15/2026
Listed for sale
Source: Stellar MLS #S5159504
$115,000

Neighborhood

1640 Grouper St
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Calculator

Est. monthly payment
$720/mo
Principal & interest$600
Property taxes$63
Insurance$58
Down payment20% · $23,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$115,000

Time on market

1 day

Monthly payment

About $720/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $753 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byEXP REALTY LLCListing agent: Steve PughListing data from Stellar MLS, MLS# S5159504.

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