1379 Mainsail Ln, photo 1
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Overview

1 bd1 ba616 sqftManufactured Home
TypeManufactured Home
HOA$178/mo
Built1982
Lot2,657 sqft
Living area616 sqft
Price / sqft$195

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenPrimarybedroom UpstairsWalk-in Closet(s)Window TreatmentsStorageAssociation Recreation - OwnedClubhouse

1379 Mainsail Ln is a 1982-built home in Shelter Cove Condo, St Cloud. Inside you'll find 1 bedrooms, 1 bathrooms, and 616 square feet of living space. Listed at $120,000 (about $195/sqft), 10 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $178 monthly.

From the listing

UPDATED IN 2024 with ACCESS TO THE ALLIGATOR CHAIN OF LAKES- Use as 2nd home, rental property or live year-round. NO LOT RENT. GATED COMMUNITY conveniently located with a short drive to shopping and restaurants. A Boaters Paradise, Shelter Cove is a lakefront haven with access to CENTER LAKE and the Alligator Chain of Lakes. Nestled on Center Lake, Shelter Cove offers stunning lake views, excellent fishing, and a friendly community with plenty of activities. You'll feel right at home in this warm and welcoming community, where you can enjoy a boat ramp, boat trailer storage, a community pool, a fitness area, and shuffleboard. This 1982 Kent RV has been lovingly remodeled in 2024, featuring a new kitchen and bathroom, and is ready for you to move in. The spacious home includes 1 bedroom and 1 bath. Outside, you'll find a storage shed, a covered patio area, and two paved parking spots that can also accommodate a golf cart. Low Association fees $178 monthly - fees cover water, sewer, and trash services. NO LOT RENT. Call to schedule your private showing!!

The essentials

Built
1982
Price / sqft
$195
On market
10 days
Annual tax
$1,458
HOA
$178/mo
Flood zone
AE
Lot
2,657 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1982
Community pool
Fitness center too
2,657 sqft lot
Lot size
616 sqft
Living area

Payment

Est. monthly payment
$985/mo
Down payment (20%)
$24,000
Property taxes
$121/mo
HOA
$178/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1982
Lot
2,657 sqft
Cooling
Wall/Window Unit(s)
Heating
Ductless
Parking
-
Days on Market
10
Ceiling Fans(s)
Eat-in Kitchen
Primarybedroom Upstairs
Walk-in Closet(s)
Window Treatments
Storage
Association Recreation - Owned
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Pool
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Washer
Flood Zone AE
Annual Tax (2025)
$1,458
Parcel #
34-25-31-4987-0001-0384

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Shelter Cove Condo
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
2,657 sqft
Level
HOA
$178/mo
Manager

Price history

Date
Event
Price
10/5/2026
Listed for sale
Source: Stellar MLS #S5158912
$120,000
$195/sqft

Neighborhood

1379 Mainsail Ln
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $120,000
$119,000 – $120,000
99.5% – 100% of listTops out right at the list price
80% of listList price
304 of the last 470 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 10.

Sample: 470 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$985/mo
Principal & interest$626
Property taxes$121
Insurance$60
HOA$178
Down payment20% · $24,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$120,000

$195 per sq ft

Beds and baths

1 beds, 1 baths

Size

616 sq ft

Time on market

10 days

Year built

1982

Monthly payment

About $985/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,458 annual tax bill, insurance, and the $178/mo HOA fee.

HOA fee

$178/mo

Managed by Manager.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byREMAX PREMIER PROPERTIESListing agent: Janet McQuaggeListing data from Stellar MLS, MLS# S5158912.

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