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Overview

4 bd4 ba2,847 sqft2 car garageSingle Family
TypeSingle Family
HOA$122/mo
Built2024
Lot6,600 sqft
Living area2,847 sqft
Price / sqft$186
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Primarybedroom UpstairsGardenDishwasherDisposalMicrowaveRangeWasher

3987 Meandering Bay Dr is a 2024-built home in Winding Mdws, Apopka. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,847 square feet of living space. Listed at $528,900 (about $186/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $122 monthly.

From the listing

Winding Meadows is a vibrant single-family home community in Apopka, offering easy access to Greater Orlando via the SR-429/Kelly Park interchange. Residents enjoy a range of on-site amenities, including a resort-style pool, parks, and scenic walking trails. The community is conveniently located near daily conveniences and a variety of outdoor recreational opportunities. With top-ranked schools nearby, it's an ideal location for families. Enjoy the added benefit of 1 gigabit internet and TV included in the affordable HOA fee, with no CDD fees. Homes in Winding Meadows are selling quickly, so be sure to schedule your appointment today!

The essentials

Built
2024
Price / sqft
$186
On market
33 days
Annual tax
$8,802
HOA
$122/mo
Flood zone
X · Low risk
Lot
6,600 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
2 car garage
6,600 sqft lot
Lot size
2,847 sqft
Living area

Payment

Est. monthly payment
$3,878/mo
Down payment (20%)
$105,780
Property taxes
$734/mo
HOA
$122/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
6,600 sqft
Cooling
Central Air
Heating
None
Parking
-
Days on Market
33
Primarybedroom Upstairs
Garden
Dishwasher
Disposal
Microwave
Range
Washer
Flood Zone X
Annual Tax (2025)
$8,802
Parcel #
13-20-27-9335-00-430

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Winding Mdws
County
Orange
MLS Area
32712 - Apopka
Lot Size
6,600 sqft
HOA
$122/mo
Winding Meadows Homeowner's Association

Price history

Date
Event
Price
9/7/2026
Listed for sale
Source: Stellar MLS #S5157114
$528,900
$186/sqft

Neighborhood

3987 Meandering Bay Dr
Apopka, FL, 32712 · 32712 - Apopka

Market insights

Offer Insights

Choose an offer strength

List price: $528,900
$525,000 – $528,900
99.5% – 100% of listTops out right at the list price
80% of listList price
184 of the last 339 home closings in 32712 landed at this number or higher (54%). The median one sat 37 days before it went under contract, and this one is on day 33.

Sample: 339 closed home sales in 32712 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,878/mo
Principal & interest$2,758
Property taxes$734
Insurance$264
HOA$122
Down payment20% · $105,780
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$528,900

$186 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,847 sq ft

Time on market

33 days

Year built

2024

Monthly payment

About $3,878/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,802 annual tax bill, insurance, and the $122/mo HOA fee.

HOA fee

$122/mo

Managed by Winding Meadows Homeowner's Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byMY REALTY GROUP, LLC.Listing agent: Rickler LopezListing data from Stellar MLS, MLS# S5157114.

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