414 Water St #414, photo 1
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Overview

2 bd2 ba1,211 sqftCondominium
TypeCondominium
HOA + condo dues$700/mo
Built1998
Lot2,523 sqft
Living area1,211 sqft
Price / sqft$329

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About this home

Built-in FeaturesCeiling Fans(s)Walk-in Closet(s)SidewalkDog ParkFitness CenterParkPlayground

414 Water St #414 is a 1998-built home in Water Street Condo Ph 3, Celebration. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,211 square feet of living space. Listed at $397,900 (about $329/sqft), 37 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $357.34 quarterly. Condo dues run $581 monthly.

From the listing

Step into a little slice of heaven with this beautifully refreshed, designer-appointed two-bedroom, two-bathroom condo in Celebration, the town that Disney built! Your private balcony overlooks the picturesque Water Street Canal, inspired by the canals of Amsterdam, creating the perfect place to lean into the peaceful surroundings, sip your morning coffee and enjoy beautiful Florida evenings. Inside, comfortable luxury meets thoughtful design. The open floor plan feels light, bright and welcoming, with decorative wall panels, stylish finishes and designer details throughout. The beautiful kitchen offers abundant cabinetry, elegant gold hardware and upgraded appliances, including a convenient pot filler above the stove. Even the everyday spaces feel special. The walk-in closets and laundry area have been thoughtfully styled with fresh wallpaper, customized closet systems and generous room for clothing, linens and additional storage. The inviting guest bedroom features polished wall treatments that give the space a wonderful sense of depth, warmth and character. The location is equally magical. Take a short stroll along beautiful Water Street to the lively yet quaint heart of Downtown Celebration, filled with restaurants, cafés, boutiques and year-round entertainment. In the other direction, Celebration Golf Club is approximately a one-minute walk away, perfect for those who love having the golf course practically at their doorstep. Enjoy comparatively lower condo fees while still having access to Celebration’s celebrated community amenities, including pools, fitness facilities, parks, playgrounds, walking trails and community events. *Celebration is marking its 30th anniversary with world-class festivities just a block away. Who’s ready for a street party featuring the Pop 2000 Tour boy bands? Let the fun begin in your new residence, where dreams really do come true amid the upscale Florida charm of this extraordinary town created by the Disney Imagineers. Imagine the ease of turnkey living. With a solid offer, this home can come fully furnished at no additional charge.

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The essentials

Built
1998
Price / sqft
$329
On market
37 days
Annual tax
$4,768
HOA + condo dues
$700/mo
Flood zone
X · Low risk
Lot
2,523 sqft
Type
Condominium

At a glance

Condo
3 stories · 1998
Community pool
Fitness center too
1,211 sqft
Living area

Payment

Est. monthly payment
$3,371/mo
Down payment (20%)
$79,580
Property taxes
$397/mo
HOA + condo dues
$700/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1998
Lot
2,523 sqft
Cooling
Central Air
Heating
Central
Parking
Open
Days on Market
37
Built-in Features
Ceiling Fans(s)
Walk-in Closet(s)
Sidewalk
Dog Park
Fitness Center
Park
Playground
Pool
Sidewalks
Tennis Court(s)
Wheelchair Access
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Celebration K-8
Middle
Celebration K-8
High
Celebration High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,768
Parcel #
07-25-28-5422-0001-4140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Water Street Condo Ph 3
County
Osceola
MLS Area
34747 - Kissimmee/Celebration
Lot Size
2,523 sqft
HOA + condo dues
$700/mo
$119/mo HOA plus $581/mo condo dues
Leland Management | Daniel Medina

Price history

Date
Event
Price
10/12/2026
Price change
Source: Stellar MLS #S5157464
$397,900-0.5%
$329/sqft
-
Price change
Source: Stellar MLS #S5157464
$399,900-9.1%
$330/sqft
9/11/2026
Listed for sale
Source: Stellar MLS #S5157464
$439,900
$363/sqft

Neighborhood

414 Water St #414
Celebration, FL, 34747 · 34747 - Kissimmee/Celebration

Market insights

Offer Insights

Choose an offer strength

List price: $397,900
$387,500 – $397,900
97.6% – 100% of listTops out right at the list price
80% of listList price
88 of the last 174 condo closings in 34747 landed at this number or higher (51%). The median one sat 51 days before it went under contract, and this one is on day 37 after a $42,000 cut.

Sample: 174 closed condo sales in 34747 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,371/mo
Principal & interest$2,075
Property taxes$397
Insurance$199
HOA$700
Down payment20% · $79,580
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$397,900

$329 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,211 sq ft

Time on market

37 days

Year built

1998

Monthly payment

About $3,371/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,768 annual tax bill, insurance, and $700/mo in HOA and condo dues.

HOA + condo dues

$700/mo

$119/mo HOA plus $581/mo condo dues. Managed by Leland Management | Daniel Medina.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byFLORIDA IN MOTION REALTY INCListing agent: Ashlee HawkListing data from Stellar MLS, MLS# S5157464.

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