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Saturday, Oct 17 · 11:00 AM to 1:00 PM
About this home
761 Chamberlin Trl is a 2003-built home in Indian Lakes, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,109 square feet of living space. Listed at $459,999 (about $218/sqft), 30 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $936 annually.
Welcome to your move-in-ready dream home! This beautifully maintained four-bedroom, three-bathroom split-floorplan home is located directly on the lake and fully fenced, offering the perfect combination of comfort, thoughtful updates, privacy, and Florida outdoor living. With two spacious living areas, a dining room, and a convenient kitchenette, there is plenty of room for everyday living and entertaining. The home features durable vinyl flooring and tile throughout—no carpet! Large windows fill the home with an abundance of natural sunlight, while an intercom system throughout adds an extra touch of convenience. Peace of mind comes standard with over $25,000 invested in 2022 in Crimsafe Safe-S-Capes hurricane shutters for the entire home, providing added protection and confidence during hurricane season. Additional major updates include a 2022 roof, 2017 A/C, some new piping installed in 2024, and a pool tower replaced approximately six months ago. The salt maker was replaced in 2023. The updated kitchen is both stylish and functional, featuring granite countertops, white cabinetry, stainless steel appliances, a pantry, and a newer touchless kitchen faucet. The laundry room includes a washer, dryer, and utility sink, all of which convey with the home. All three bathrooms have been updated with granite countertops and freshly painted cabinetry. The spacious primary suite features vaulted ceilings, two walk-in closets, and French doors with built-in blinds that open directly to your backyard oasis. The primary bathroom offers two vanities, a large shower, a relaxing bathtub, and a private water closet. Step outside and enjoy the Florida lifestyle in your fully fenced backyard located directly on the lake! The outdoor space features a screened-in saltwater pool with a beautiful rock backdrop, creating the perfect setting for relaxing, entertaining, and enjoying the Florida sunshine. The spacious fenced yard also provides plenty of room for a swing set, pets, gardening, or simply enjoying the peaceful lakefront setting. The fourth bedroom includes its own pool bath, making it ideal for guests, visitors, or multi-generational living. A two-car garage provides additional storage and convenience. Located in a desirable community with low HOA dues and NO CDD, residents enjoy access to a community pool, tennis courts, playground, and an annual community party. Conveniently located just minutes from the Florida Turnpike, shopping, medical facilities, and everyday conveniences, with several beautiful Florida beaches less than an hour away. This home truly has all the bells and whistles—beautifully updated, thoughtfully maintained, lakefront, fully fenced, and ready for you to move right in!
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$459,999
$218 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,109 sq ft
Time on market
30 days
Year built
2003
Monthly payment
About $2,853/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,748 annual tax bill, insurance, and the $936/yr HOA fee.
HOA fee
$936/yr
Managed by Leland Management/Kaitlin Marshall.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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