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Overview

4 bd3 ba2,683 sqft2 car garageSingle Family
TypeSingle Family
HOA$245/qtr
Built2006
Lot5,999 sqft
Living area2,683 sqft
Price / sqft$233
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboPrimarybedroom UpstairsSolid Wood CabinetsTray Ceiling(s)

12809 Holdenbury Ln is a 2006-built home in Lakes/Windermere Ph 02a, Windermere. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,683 square feet of living space. Listed at $625,000 (about $233/sqft), 19 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $245 quarterly.

From the listing

The best sought-after Windermere location! This beautiful Lakes of Windermere 4 bedroom 2.5 bath home was just updated this summer with NEW ROOF, NEW APPLIANCES, NEW CARPETS, FRESHLY PAINTED INSIDE AND OUT, plus garage and floor fully painted. ELECTRIC VEHICLE CHARGER IN GARAGE. No rear neighbors: Enjoy a calm, quiet pond view from your covered 15x7 back porch. Or meet the neighbors by relaxing on your covered 17x12 front porch facing the tree-lined street! The kitchen/family room combo is light and bright with soaring 2-story ceiling and windows galore! All matching new SS appliances plus lots of wood cabinets and long breakfast bar in the kitchen that adjoins a dinette area with built in desk. All bedrooms are upstairs with new carpets. The extra large Primary suite includes a window seat, and bathroom with garden tub, separate shower, dual sinks, linen closet and private water closet. Three more comfortable bedrooms and bath are down the hall. The Lakes of Windermere community clubhouse and pool are a short walk away in addition to tennis, basketball, volleyball, and soccer courts, three playgrounds, a lake dock with fishing access, and scenic walking trails through the community including GAZEBO AT THE PINE LOOP PARK (Nobelton Drive and Mapperton Drive) a shaded space for community parties and events. Zoned for A+ rated Windermere High School! Short drive to Disney World, and close to 429 for easy access to Orlando and Horizon West for the best shopping and restaurants. Ready for immediate occupancy. Call to see it today!

The essentials

Built
2006
Price / sqft
$233
On market
19 days
Annual tax
$8,575
HOA
$245/qtr
Flood zone
X · Low risk
Lot
5,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
Waterfront
Pond
Community pool
Shared amenity
2 car garage
Driveway
5,999 sqft lot
Lot size

Payment

Est. monthly payment
$4,369/mo
Down payment (20%)
$125,000
Property taxes
$715/mo
HOA
$245/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
5,999 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Ground Level, Oversized
Waterfront
Pond
Days on Market
19
Ceiling Fans(s)
Crown Molding
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primarybedroom Upstairs
Solid Wood Cabinets
Tray Ceiling(s)
Walk-in Closet(s)
Lighting
Sidewalk
Park
Playground
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Sunset Park Elem
Middle
Horizon West Middle School
High
Windermere High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2026)
$8,575
Parcel #
24-23-27-5428-02-890

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lakes/Windermere Ph 02a
County
Orange
MLS Area
34786 - Windermere
Lot Size
5,999 sqft
LandscapedLevelSidewalkPaved
HOA
$245/qtr
Leland Management - Troy Jones

Price history

Date
Event
Price
9/22/2026
Listed for sale
Source: Stellar MLS #S5157920
$625,000
$233/sqft

Neighborhood

12809 Holdenbury Ln
Windermere, FL, 34786 · 34786 - Windermere

Market insights

Offer Insights

Choose an offer strength

List price: $625,000
$615,000 – $625,000
98.4% – 100% of listTops out right at the list price
80% of listList price
149 of the last 296 home closings in 34786 landed at this number or higher (50%). The median one sat 31 days before it went under contract, and this one is on day 19.

Sample: 296 closed home sales in 34786 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,369/mo
Principal & interest$3,260
Property taxes$715
Insurance$313
HOA$82
Down payment20% · $125,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$625,000

$233 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,683 sq ft

Time on market

19 days

Year built

2006

Monthly payment

About $4,369/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,575 annual tax bill, insurance, and the $245/qtr HOA fee.

HOA fee

$245/qtr

Managed by Leland Management - Troy Jones.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWATSON REALTY CORPListing agent: Lois Ann Cox, PAListing data from Stellar MLS, MLS# S5157920.

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