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Overview

3 bd2 ba2,009 sqft2 car garageSingle Family
TypeSingle Family
HOA$93/mo
Built2015
Lot6,098 sqft
Living area2,009 sqft
Price / sqft$206
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Private MailboxSidewalkPlaygroundPoolCooktopDishwasherMicrowave

1497 Softshell St is a 2015-built home in Turtle Creek Ph 1b, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,009 square feet of living space. Listed at $414,500 (about $206/sqft), 10 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $93 monthly.

From the listing

THIS IS THE ONE YOU’VE BEEN WAITING FOR! Beautifully positioned in the desirable Turtle Creek community of St. Cloud, 1497 Softshell Street delivers the space, style, and Florida lifestyle buyers are looking for—without sacrificing comfort or functionality. From its striking curb appeal and inviting architectural elevation to the expansive backyard and thoughtfully designed interior, this beautifully maintained home makes an unforgettable first impression and an even better place to call home. From the moment you arrive, the elevated exterior welcomes you with attractive stucco architecture, a covered entry, lush landscaping, and an impressive paver driveway leading to the attached two-car garage. The home’s curb appeal is complemented by the peaceful, established feel of Turtle Creek, creating a setting that feels both polished and welcoming. Step inside to more than 2,000 square feet of beautifully designed single-story living. The open-concept layout creates an effortless flow between the spacious living, dining, and kitchen areas—perfect for everything from busy family mornings to entertaining friends and hosting holidays. At the heart of the home, the well-appointed kitchen features solid wood cabinetry, stone countertops, a generous island, stainless-steel appliances, and abundant storage. The open design allows the kitchen to remain connected to the main living space, making it a true gathering place rather than simply a place to prepare meals. The split-bedroom floor plan offers privacy and versatility, with a spacious primary suite thoughtfully separated from the secondary bedrooms. The primary retreat features a walk-in closet and ensuite bath with dual vanities, while the additional bedrooms provide plenty of flexibility for family, guests, a home office, or hobbies. Throughout the home, thoughtful details enhance both comfort and convenience, including ceramic tile flooring in the main living areas, a separate laundry room, whole-home water softener, in-wall pest control system, security system, insulated windows, and ample storage. And then there’s the backyard—a true extension of the home. Step through to the covered rear porch and discover a spacious outdoor setting with room to create the backyard you’ve always envisioned. Whether your dream is weekend barbecues, an outdoor dining area, a play space, a pool, a garden, or simply a place to unwind after a long day, this generous backyard provides the canvas to make it your own. Turtle Creek adds another layer of appeal with its welcoming community atmosphere, sidewalks, green spaces, scenic lakes, walking trails, community pool, playground, and dog park. And with convenient access to Lake Nona, Medical City, Orlando International Airport, major highways, shopping, dining, and all that Central Florida has to offer, this location puts everyday convenience right where you want it. Beautifully appointed. Thoughtfully designed. Exceptionally positioned. 1497 Softshell Street isn’t simply a house—it’s an opportunity to step into a lifestyle that offers space to live, room to grow, and a place you’ll be proud to call home. Come see why this Turtle Creek gem deserves a place at the top of your list!!!

The essentials

Built
2015
Price / sqft
$206
On market
10 days
Annual tax
$6,312
HOA
$93/mo
Flood zone
X500 · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2015
Community pool
Shared amenity
2 car garage
6,098 sqft lot
Lot size
2,009 sqft
Living area

Payment

Est. monthly payment
$2,988/mo
Down payment (20%)
$82,900
Property taxes
$526/mo
HOA
$93/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2015
Lot
6,098 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
10
Ceiling Fans(s)
Private Mailbox
Sidewalk
Playground
Pool
Cooktop
Dishwasher
Microwave
Refrigerator
Elementary
Lakeview Elem (K 5)
Middle
Narcoossee Middle
High
Nova Lakes High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X500
Annual Tax (2025)
$6,312
Parcel #
31-25-31-0842-0001-3250

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Turtle Creek Ph 1b
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
6,098 sqft
HOA
$93/mo
Artemis Management

Price history

Date
Event
Price
10/5/2026
Listed for sale
Source: Stellar MLS #S5157997
$414,500
$206/sqft

Neighborhood

1497 Softshell St
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $414,500
$412,500 – $414,500
99.5% – 100% of listTops out right at the list price
80% of listList price
304 of the last 470 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 10.

Sample: 470 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,988/mo
Principal & interest$2,162
Property taxes$526
Insurance$207
HOA$93
Down payment20% · $82,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$414,500

$206 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,009 sq ft

Time on market

10 days

Year built

2015

Monthly payment

About $2,988/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,312 annual tax bill, insurance, and the $93/mo HOA fee.

HOA fee

$93/mo

Managed by Artemis Management.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Laura McadamsListing data from Stellar MLS, MLS# S5157997.

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