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Overview

4 bd3 ba1,661 sqft2 car garageSingle Family
TypeSingle Family
HOA$199.33/mo
Built2000
Lot7,085 sqft
Living area1,661 sqft
Price / sqft$262
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanVaulted Ceiling(s)Rain GuttersAssociation Recreation - OwnedClubhouseDog Park

1230 Carvello Dr is a 2000-built home in Sumter Villages, The Villages. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,661 square feet of living space. Listed at $435,000 (about $262/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $199.33 monthly.

From the listing

Discover a special blend of privacy, versatility, and the sought-after Villages lifestyle in this 4-bedroom, 2.5-bath home in the Village of Santiago! One of the property’s most remarkable features is the expansive 65-acre turtle preserve directly behind the home, offering peaceful natural views, added privacy, and no rear neighbors. Enjoy your morning coffee or unwind in the evening from the partially covered birdcage while taking in the tranquil surroundings and beautiful Florida sunsets. Inside, the home welcomes you with vaulted ceilings, crown molding, and abundant natural light enhanced by three solar tubes. The kitchen offers granite countertops, stainless steel appliances, a decorative tile backsplash, and generous storage, making it both functional and inviting. Tile and laminate flooring extend throughout much of the home, complemented by carpeting in two bedrooms. The flexible floor plan offers two bedrooms, each featuring its own built-in Murphy bed, providing versatile space for overnight guests, family visits, or a home office while maximizing everyday living space. A rear addition featuring a cozy fireplace and half bath offers even more flexibility and can serve as a fourth bedroom, additional living area, or private retreat. Outdoor living and convenience continue with a circular driveway providing additional parking, a 1.5-car garage, and a separate golf cart garage. A remote-controlled garage screen adds comfort and ventilation, while a water filtration system provides an added everyday convenience. The bond is PAID, offering another valuable advantage for the next owner. Ideally situated near the Savannah Center and Southern Trace Shopping Plaza, this home offers convenient access to shopping, dining, golf, recreation, and entertainment. Enjoy the distinctive golf-cart-friendly lifestyle of The Villages, where golf carts are a popular way to get around and access many community destinations. With its versatile floor plan, dedicated golf cart storage, and peaceful preserve setting, this Santiago home offers a wonderful opportunity to enjoy an active lifestyle while savoring the privacy and natural beauty of a preserve-fronting backyard. Come experience the space, flexibility, and tranquility that make this home a unique place to call home!

The essentials

Built
2000
Price / sqft
$262
On market
3 days
Annual tax
$2,279
HOA
$199.33/mo
Flood zone
X · Low risk
Lot
7,085 sqft
Type
Single Family Residence

At a glance

Single family
Built 2000
Community pool
Fitness center too
2 car garage
Golf Cart Garage
7,085 sqft lot
Lot size
1,661 sqft
Living area

Payment

Est. monthly payment
$2,875/mo
Down payment (20%)
$87,000
Property taxes
$190/mo
HOA
$199.33/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2000
Lot
7,085 sqft
Cooling
Central Air
Heating
Gas
Parking
Golf Cart Garage
Days on Market
3
Ceiling Fans(s)
High Ceilings
Open Floorplan
Vaulted Ceiling(s)
Rain Gutters
Association Recreation - Owned
Clubhouse
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Handicap Modified
Irrigation-reclaimed Water
Park
Playground
Pool
Racquetball
Restaurant
Sidewalks
Tennis Court(s)
Wheelchair Access
Convection Oven
Dishwasher
Dryer
Gas Cooktop
Microwave
Refrigerator
Washer
Water Filtration System
Elementary
Wildwood Elementary
Middle
Wildwood Middle
High
Wildwood High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$2,279
Parcel #
D03D055

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sumter Villages
County
Sumter
MLS Area
32162 - Lady Lake/The Villages
Lot Size
7,085 sqft
Conservation Area
HOA
$199.33/mo
The Villages Community Development Districts (VCCD

Price history

Date
Event
Price
10/9/2026
Listed for sale
Source: Stellar MLS #S5158891
$435,000
$262/sqft

Neighborhood

1230 Carvello Dr
The Villages, FL, 32162 · 32162 - Lady Lake/The Villages

Market insights

Offer Insights

Choose an offer strength

List price: $435,000
$422,500 – $435,000
97.4% – 100% of listTops out right at the list price
80% of listList price
156 of the last 311 home closings in 32162 landed at this number or higher (50%). The median one sat 37 days before it went under contract, and this one is on day 3.

Sample: 311 closed home sales in 32162 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,875/mo
Principal & interest$2,269
Property taxes$190
Insurance$218
HOA$199
Down payment20% · $87,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$435,000

$262 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,661 sq ft

Time on market

3 days

Year built

2000

Monthly payment

About $2,875/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,279 annual tax bill, insurance, and the $199.33/mo HOA fee.

HOA fee

$199.33/mo

Managed by The Villages Community Development Districts (VCCD.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMAVRIK REAL ESTATE LLCListing agent: David CohenListing data from Stellar MLS, MLS# S5158891.

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