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About this home
5020 Moss Hammock Trl is a 2022-built home in Moss Hammock, Sebring. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,220 square feet of living space. Listed at $439,900 (about $198/sqft), 1 day on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $450 annually.
Why settle for builder-basic when the upgrades have already been done? Welcome to 5020 Moss Hammock Trail, a beautifully enhanced 2022-built home situated on approximately half an acre in the gated Moss Hammock community.Step inside and you’ll immediately see the difference. The kitchen is highlighted by quartz countertops and upgraded appliances, creating a polished space that flows naturally into the main living areas. Upgraded lighting fixtures, a stylish accent wall, and wood-look tile add personality and warmth while giving the home a finished look that goes beyond standard builder selections.The attention to detail continues outside. The landscaping has been carefully designed and maintained, adding curb appeal from the moment you arrive. A private irrigation well helps keep the landscaping looking its best without relying solely on metered household water—a practical feature that is especially valuable on a homesite of this size.Even the garage has received an upgrade with an epoxy-coated floor, creating a cleaner, more finished space for parking, storage, hobbies or projects.One of the home's biggest advantages is the setting. With approximately half an acre, there is room to enjoy your property while still being part of an established gated community. Moss Hammock offers a quieter residential atmosphere with a relatively low annual HOA, making it an appealing alternative to communities where homes are positioned much closer together.What makes this home stand out isn't simply that it was built recently—it's what has been added since. Quartz surfaces, upgraded appliances and lighting, cabinets in the laundry room, upgraded flooring, a feature wall, epoxy garage flooring, extensive landscaping and a dedicated irrigation well mean much of the work buyers often plan for after closing has already been completed.If you've been looking for a newer Sebring home with more land, thoughtful upgrades and a gated-community setting, 5020 Moss Hammock Trail deserves a closer look. Schedule your private showing and experience what makes this home different.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$439,900
$198 per sq ft
Beds and baths
4 beds, 2 baths
Size
2,220 sq ft
Time on market
1 day
Year built
2022
Monthly payment
About $2,900/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,177 annual tax bill, insurance, and the $450/yr HOA fee.
HOA fee
$450/yr
Managed by W. Jeffrey “JJ” Parker.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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