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Overview

3 bd2 ba1,500 sqftSingle Family
TypeSingle Family
HOANone listed
Built1985
Lot47,480 sqft
Living area1,500 sqft
Price / sqft$303

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboPrimary Bedroom Main FloorThermostatWindow TreatmentsPrivate YardStorageRangeRefrigerator

3800 Chaplain Rd is a 1985-built home in S L & I C, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,500 square feet of living space. Listed at $455,000 (about $303/sqft), 1 day on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Space, Privacy & Possibility in St. Cloud, Florida! Discover the appeal of peaceful, private living on this 3-bedroom, 2-bath home situated on a full acre in St. Cloud, Florida! Offering approximately 1,500 square feet of living space, this well-maintained property features a desirable corner lot, a private setting, and the freedom of NO HOA. Tucked away on a dead-end road, this property offers a welcome sense of privacy and room to enjoy the possibilities that come with owning an acre of land. With well and septic already in place, you can embrace a more relaxed lifestyle with space to make your own. Conveniently located less than an hour from Florida's beaches and Orlando International Airport (MCO), this property offers an appealing balance of peaceful surroundings and access to travel and coastal destinations. Whether you're looking for a place to call home or simply seeking more space and freedom, this inviting property is ready for its next chapter. Come discover the space, privacy, and possibilities waiting for you in St. Cloud!

The essentials

Built
1985
Price / sqft
$303
On market
1 day
Annual tax
$1,230
Flood zone
X · Low risk
Lot
47,480 sqft
Type
Single Family Residence

At a glance

Single family
Built 1985
1.09 acres
Lot size
1,500 sqft
Living area

Payment

Est. monthly payment
$2,703/mo
Down payment (20%)
$91,000
Property taxes
$103/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1985
Lot
47,480 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
1
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Thermostat
Window Treatments
Private Yard
Storage
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,230
Parcel #
33-26-31-4950-0001-069D

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
S L & I C
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
47,480 sqft
Corner LotIn CountyLevelOversized LotPrivatePaved

Price history

Date
Event
Price
10/14/2026
Listed for sale
Source: Stellar MLS #S5159487
$455,000
$303/sqft

Neighborhood

3800 Chaplain Rd
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $455,000
$452,500 – $455,000
99.5% – 100% of listTops out right at the list price
80% of listList price
240 of the last 388 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 1.

Sample: 388 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,703/mo
Principal & interest$2,373
Property taxes$103
Insurance$228
Down payment20% · $91,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$455,000

$303 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,500 sq ft

Time on market

1 day

Year built

1985

Monthly payment

About $2,703/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,230 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTIE TEAM REALTY LLCListing agent: Chris WoesteListing data from Stellar MLS, MLS# S5159487.

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