Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
Open house
Sunday, Nov 15 · 12:00 PM to 6:00 PM
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- COASTAL GARDENS
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$54/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
192 Thornberry Way is a 2026-built home in Coastal Gardens, Palm Coast. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,960 square feet of living space. Listed at $415,642 (about $212/sqft), 27 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $644 annually.
Under Construction. Welcome to the Augusta, a beautifully designed 1,960-square-foot home featuring 4 bedrooms and 2 bathrooms with an open-concept layout that feels bright, spacious, and inviting. The heart of the home seamlessly connects the kitchen, dining, and living areas, creating the perfect space for entertaining and everyday living. A striking four-panel sliding patio door floods the home with natural light while providing an effortless transition to outdoor living. Thoughtfully designed with functionality in mind, this home offers an abundance of storage throughout, including spacious closets and convenient storage solutions to keep everything organized. Combining airy living spaces, modern design, and practical features, the Augusta delivers the comfort and flexibility today's homeowners are looking for. SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s).
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The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$415,642
$212 per sq ft
Beds and baths
4 beds, 2 baths
Size
1,960 sq ft
Time on market
27 days
Year built
2026
Monthly payment
About $2,967/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $644/yr HOA fee.
HOA fee
$644/yr
Managed by Richmond American Homes.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
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