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Overview

4 bd2 ba1,504 sqftSingle Family
TypeSingle Family
HOANone listed
Built2010
Lot7,841 sqft
Living area1,504 sqft
Price / sqft$160

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsSplit BedroomStone CountersLightingPrivate MailboxSidewalkStorage

644 SW 2nd St is a 2010-built home in Garys Add, Ocala. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,504 square feet of living space. Listed at $240,000 (about $160/sqft), 3 days on market. Flood zone A* - confirm flood insurance requirements with your lender.

From the listing

Welcome to this charming 4-bedroom, 2-bathroom home conveniently located in the heart of Ocala! Offering 1,504 square feet of living space, this well-maintained property features a spacious open layout, high ceilings, and a split-bedroom floor plan for added privacy. The updated kitchen offers quartz countertops, stainless steel appliances, modern backsplash, and ample cabinet space. The primary suite includes a walk-in closet. Enjoy the fenced backyard with four fruit trees, a storage shed, and a welcoming front porch. Additional features include central heating and air conditioning, indoor laundry, and no HOA. Conveniently located near shopping, restaurants, Downtown Ocala, I-75, and Silver Springs. A wonderful opportunity for homeowners or investors. Schedule your private showing today!

The essentials

Built
2010
Price / sqft
$160
On market
3 days
Annual tax
$2,943
Flood zone
A*
Lot
7,841 sqft
Type
Single Family Residence

At a glance

Single family
Built 2010
7,841 sqft lot
Lot size
1,504 sqft
Living area

Payment

Est. monthly payment
$1,617/mo
Down payment (20%)
$48,000
Property taxes
$245/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2010
Lot
7,841 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
3
Ceiling Fans(s)
High Ceilings
Split Bedroom
Stone Counters
Lighting
Private Mailbox
Sidewalk
Storage
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone A*
Annual Tax (2025)
$2,943
Parcel #
2851-100-002

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Garys Add
County
Marion
MLS Area
34471 - Ocala
Lot Size
7,841 sqft

Price history

Date
Event
Price
11/12/2026
Listed for sale
Source: Stellar MLS #S5161259
$240,000
$160/sqft

Neighborhood

644 SW 2nd St
Ocala, FL, 34471 · 34471 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $240,000
$237,500 – $240,000
99% – 100% of listTops out right at the list price
80% of listList price
84 of the last 166 home closings in 34471 landed at this number or higher (51%). The median one sat 40 days before it went under contract, and this one is on day 3.

Sample: 166 closed home sales in 34471 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,617/mo
Principal & interest$1,252
Property taxes$245
Insurance$120
Down payment20% · $48,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$240,000

$160 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,504 sq ft

Time on market

3 days

Year built

2010

Monthly payment

About $1,617/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,943 annual tax bill, insurance.

Flood zone

Zone A*

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Camilo Luna NeiraListing data from Stellar MLS, MLS# S5161259.

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