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About this home
3922 Lake Joyce Dr is a 1973-built home in Lake Padgett Estates, Land O Lakes. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,896 square feet of living space. Listed at $500,000 (about $264/sqft), 649 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Short Sale. SHORT SALE APPROVED by Lender. LAKEFRONT LIVING IN LAKE PADGETT ESTATES – NO HOA! Welcome home to your own piece of paradise on tranquil Lake Joyce, where you can fish right from your private backyard dock! This beautifully updated ranch-style lakefront home is nestled in the highly sought-after, golf cart-friendly community of Lake Padgett Estates, featuring 3 private ski lakes and a community equestrian center. RECENT UPGRADES INCLUDE: NEW Roof (2023) NEW Well Pump (2023) NEW A/C (2022) Septic System Pumped (2023) Vinyl Flooring Throughout (2023) HOME FEATURES: 3 Spacious Bedrooms (All fit king-size beds with room to spare) 2 Full Bathrooms Updated Kitchen Large Indoor Laundry Room with additional storage and pantry Open Living/Dining Room Combo Separate Family/Dining Area Two Covered & Screened Patios Oversized Garage with Built-in Storage Direct Waterfront Access with Dock Enjoy breathtaking lake views from the living room, family room, and two of the bedrooms. The generously sized lot provides plenty of space for outdoor entertaining, gardening, or simply relaxing by the water. The backyard is fenced with a 4 ft. vinyl chain link fence across the rear to preserve the stunning lake views, while the wood privacy fencing on the sides adds seclusion. COMMUNITY AMENITIES: 3 Ski Lakes Waterfront Parks & Playgrounds Tennis & Pickleball Courts Equestrian Center Active Golf Cart Community NO HOA! This is your chance to live the lakefront lifestyle with the freedom of no HOA restrictions. Bring your boat, your golf cart, and your dreams—Lake Joyce is waiting!
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$500,000
$264 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,896 sq ft
Time on market
649 days
Year built
1973
Monthly payment
About $3,219/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,333 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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