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About this home
4523 Clearwater Harbor Dr S is a 1964-built home in Harbor Hills 3rd Add, Largo. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,655 square feet of living space. Listed at $695,000 (about $420/sqft), 609 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $75 annually.
NEW PRICE — NOW $695,000! Featuring 1,655 sq. ft. of beautifully renovated living space, a private heated saltwater pool, extensive system upgrades—and this home DID NOT flood during Hurricane Helene. Welcome to Harbor Hills, where exceptional craftsmanship, extensive upgrades and a private resort-style pool come together in a truly move-in-ready home. Meticulously renovated by Tampa Bay's Mitchell & Son Quality Construction, this is not simply a cosmetic remodel—the improvements extend throughout the property, creating a home designed for comfort, efficiency and easy Florida living. Inside, beautifully restored terrazzo floors reflect an abundance of natural light and provide timeless Florida character. The remodeled kitchen features rich hardwood cabinetry with soft-close doors and drawers, quartz countertops, Samsung black stainless-steel appliances and an Express Water reverse-osmosis system. Step outside and discover what may become your favorite room of the house. The private backyard has been transformed into a tropical retreat centered around a completely renovated heated saltwater pool with new pavers, coping, tile, pool finish and LED lighting. A Pentair variable-speed pump and Pure-chlor salt system provide efficient operation, while approximately 250 feet of newer vinyl fencing creates a private setting for relaxing, entertaining and enjoying Florida year-round. Significant improvements continue throughout the home with double-pane hurricane-impact windows, reinforced garage door, R30 attic insulation, Ruud HVAC system, Ultra-Aire whole-home dehumidifier, Bahama shutters, smart locks, new moldings and interior doors, custom closet organizers and low-maintenance xeriscape landscaping. Even the garage is climate controlled with its own mini-split AC—ideal for a workshop, hobby space or comfortable additional utility area. The beautifully remodeled primary bath features a substantial 3/8-inch glass shower enclosure, designer tile, quartz-topped vanity and modern fixtures. After sunset, professional Volt landscape lighting illuminates the palms, front elevation and oversized driveway for an impressive nighttime presentation. One particularly important distinction: while Hurricane Helene brought flooding to portions of the surrounding area, the seller reports that this home DID NOT FLOOD. Located in desirable Harbor Hills, close to the Intracoastal, Gulf beaches, shopping, dining and everything the Belleair/Largo area has to offer, this home delivers the Florida lifestyle without the renovation project. NOW OFFERED AT $695,000. If you've seen this home online before, it's time to take another look. The price has changed—the quality hasn't. Schedule your private showing and see just how much has already been done.
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$695,000
$420 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,655 sq ft
Time on market
609 days
Year built
1964
Monthly payment
About $4,487/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,105 annual tax bill, insurance, and the $75/yr HOA fee.
HOA fee
$75/yr
Managed by Jake Stowers / President.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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