428 Lemon St, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot7,248 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

428 Lemon St is a home in Tinneys H N Sub, Palm Harbor. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Virtually Staged. Highly sought after OZONA neighborhood! Build your dream home on this 50 x 145 residential homesite on a quiet Ozona Street, walking distance to downtown shops and restaurants. The Ozona neighborhood is coastal living with multiple marinas to store your boat and access to waterfront Pop Stansell Park where you can launch your kayak or take the family to play on the playground. Survey, environmental reports, and custom home plans are available. Rendering photos on listing display the home that was designed for this lot. Home plans are included in the sale of the lot and can be modified if desired.

The essentials

On market
595 days
Annual tax
$3,240
Flood zone
AE
Lot
7,248 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$1,984/mo
Down payment (20%)
$59,980
Property taxes
$270/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
7,248 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
595
Elementary
Ozona Elementary-PN
Middle
Palm Harbor Middle-PN
High
Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2024)
$3,240
Parcel #
11-28-15-91026-000-0070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tinneys H N Sub
County
Pinellas
MLS Area
34683 - Palm Harbor
Lot Size
7,248 sqft
BuildableClearedIn County

Price history

Date
Event
Price
4/6/2026
Price change
Source: Stellar MLS #TB8354656
$299,900-4.5%
-
Price change
Source: Stellar MLS #TB8354656
$314,000-3.4%
2/25/2025
Listed for sale
Source: Stellar MLS #TB8354656
$325,000

Neighborhood

428 Lemon St
Palm Harbor, FL, 34683 · 34683 - Palm Harbor

Calculator

Est. monthly payment
$1,984/mo
Principal & interest$1,564
Property taxes$270
Insurance$150
Down payment20% · $59,980
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,900

Time on market

595 days

Monthly payment

About $1,984/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,240 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byTAGER REALTY, INC.Listing agent: Holly JeanListing data from Stellar MLS, MLS# TB8354656.

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