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Overview

3 bd2 ba1,526 sqft2 car garageSingle Family
TypeSingle Family
HOA$95/mo
Built2025
Lot5,500 sqft
Living area1,526 sqft
Price / sqft$183
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboOpen FloorplanPest Guard SystemPrimary Bedroom Main FloorSolid Wood CabinetsStone Counters

1787 White Elephant Loop is a 2025-built home in Peach Crossings, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,526 square feet of living space. Listed at $279,900 (about $183/sqft), 570 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $95 monthly.

From the listing

NO CDD fees! Welcome to Peach Crossings, Winter Haven’s newest community! This brand-new three-bedroom, two-bathroom home is designed for both comfort and style. The kitchen is the heart of the home, offering ample counter space—perfect for meal prep and entertaining. It comes fully equipped with Whirlpool stainless steel appliances, including a refrigerator, stove, dishwasher, and microwave—all included at no extra cost! Granite countertops and modern cabinetry provide a classic, elegant touch. This home also features high ceilings, enhancing the open and airy feel throughout the living spaces. Enjoy the outdoors year-round with the covered patio, a great spot for dining, relaxing, and taking in the fresh air—made even better by the privacy of having no rear neighbors and a beautiful pond view. This home is packed with energy-efficient features, such as double-pane windows, a programmable thermostat, coach lighting, and a Wi-Fi-enabled garage door opener for added convenience. A mudroom off the garage offers the perfect drop zone for shoes, bags, and coats, making daily routines easier. Located next to the laundry room, this space helps keep everything organized and clutter-free. Situated in Polk County, Peach Crossings offers a balance of peaceful lake life and easy access to shopping, dining, and major attractions. Families will love the top-rated Polk County schools, and the community features a playground and picnic area for all to enjoy. Don’t miss out on this incredible opportunity—schedule your tour today!

The essentials

Built
2025
Price / sqft
$183
On market
570 days
Annual tax
$0
HOA
$95/mo
Flood zone
X · Low risk
Lot
5,500 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
2 car garage
Driveway
5,500 sqft lot
Lot size
1,526 sqft
Living area
Brand new
Built 2025

Payment

Est. monthly payment
$2,056/mo
Down payment (20%)
$55,980
Property taxes
$0/mo
HOA
$95/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
5,500 sqft
Cooling
Central Air
Heating
Central, Electric, Exhaust Fan, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
570
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Pest Guard System
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Sidewalk
Sliding Doors
Community Mailbox
Park
Playground
Dishwasher
Disposal
Electric Water Heater
Ice Maker
Microwave
Range
Refrigerator
Elementary
Pinewood Elem
Middle
Denison Middle
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2024)
$0
Parcel #
26-29-16-689010-000300

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Peach Crossings
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
5,500 sqft
In CountyLandscapedPaved
HOA
$95/mo
Melrose Management

Price history

Date
Event
Price
6/25/2026
Price change
Source: Stellar MLS #TB8364733
$279,900-7.9%
$183/sqft
-
Price change
Source: Stellar MLS #TB8364733
$303,900-13.1%
$199/sqft
3/22/2025
Listed for sale
Source: Stellar MLS #TB8364733
$349,900
$229/sqft

Neighborhood

1787 White Elephant Loop
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $279,900
$277,500 – $279,900
99.5% – 100% of listTops out right at the list price
80% of listList price
224 of the last 355 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 570 after a $70,000 cut.

Sample: 355 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,056/mo
Principal & interest$1,460
Property taxes$362
Insurance$140
HOA$95
Down payment20% · $55,980
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$279,900

$183 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,526 sq ft

Time on market

570 days

Year built

2025

Monthly payment

About $2,056/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $95/mo HOA fee.

HOA fee

$95/mo

Managed by Melrose Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byLGI REALTY- FLORIDA, LLCListing agent: Gayle Van WagenenListing data from Stellar MLS, MLS# TB8364733.

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