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Overview

4 bd3 ba2,194 sqft2 car garageSingle Family
TypeSingle Family
HOA$40/mo
Built2026
Lot6,264 sqft
Living area2,194 sqft
Price / sqft$199
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
GUM LAKE PRESERVE
Type
Single Family Residence

True monthly carry

HOA
~$40/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Attic VentilatorCeiling Fans(s)High CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPest Guard SystemPrimary Bedroom Main Floor

3340 Chinotto Dr is a 2026-built home in Gum Lake Preserve, Lake Alfred. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,194 square feet of living space. Listed at $435,900 (about $199/sqft), 452 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $40 monthly.

From the listing

Under Construction. Space is easy to come by in the Myrtle at Gum Lake Preserve! This two-story home features four bedrooms, two-and-a-half bathrooms, with a walk-in closet in every bedroom. The first-floor owner’s suite offers added privacy and plenty of room to unwind, complete with a dual vanity and linen closet in the en-suite bath. At the heart of the home, the kitchen stands out with quartz countertops, a subway tile backsplash, white cabinetry with matte black hardware, stainless steel appliances, and a spacious pantry. Upstairs, three additional bedrooms and a full bathroom with double sinks provide plenty of room to spread out. Smart home features, a programmable thermostat, double-pane windows, and professional front yard landscaping add even more to this thoughtfully designed home. Gum Lake Preserve brings the outdoors close to home with a fishing pier, walking trails, playground, picnic areas, gazebo, and public boat ramp, plus nearby shopping and dining.

The essentials

Built
2026
Price / sqft
$199
On market
452 days
Annual tax
$1,074
HOA
$40/mo
Flood zone
X · Low risk
Lot
6,264 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
Driveway
6,264 sqft lot
Lot size
2,194 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,620/mo
Down payment (20%)
$87,180
Property taxes
$90/mo
HOA
$40/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,264 sqft
Cooling
Central Air
Heating
Electric, Exhaust Fan, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
452
Attic Ventilator
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Pest Guard System
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Sidewalk
Golf Carts OK
Park
Playground
Sidewalks
Street Lights
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Ice Maker
Microwave
Range
Refrigerator
Elementary
Lake Alfred Elem
Middle
Stambaugh Middle
High
Auburndale High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,074
Parcel #
26-27-20-489403-000670

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gum Lake Preserve
County
Polk
MLS Area
33850 - Lake Alfred
Lot Size
6,264 sqft
Paved
HOA
$40/mo
Melrose Management

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #TB8408840
$435,900+1.2%
$199/sqft
-
Price change
Source: Stellar MLS #TB8408840
$430,900-10.0%
$196/sqft
7/18/2025
Listed for sale
Source: Stellar MLS #TB8408840
$478,900
$218/sqft

Neighborhood

3340 Chinotto Dr
Lake Alfred, FL, 33850 · 33850 - Lake Alfred

Market insights

Offer Insights

Choose an offer strength

List price: $435,900
$432,500 – $435,900
99.5% – 100% of listTops out right at the list price
80% of listList price
59 of the last 100 home closings in 33850 landed at this number or higher (59%). The median one sat 59 days before it went under contract, and this one is on day 452 after a $43,000 cut.

Sample: 100 closed home sales in 33850 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,621/mo
Principal & interest$2,273
Property taxes$90
Insurance$218
HOA$40
Down payment20% · $87,180
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$435,900

$199 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,194 sq ft

Time on market

452 days

Year built

2026

Monthly payment

About $2,620/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,074 annual tax bill, insurance, and the $40/mo HOA fee.

HOA fee

$40/mo

Managed by Melrose Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLGI REALTY- FLORIDA, LLCListing agent: Gayle Van WagenenListing data from Stellar MLS, MLS# TB8408840.

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