5095 Bay St NE #103, photo 1
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Overview

2 bd2 ba1,035 sqftCondominium
TypeCondominium
Condo dues$686/mo
Built1975
Living area1,035 sqft
Price / sqft$135

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)CourtyardSidewalkSliding DoorsBuyer Approval RequiredClubhouseCommunity MailboxIrrigation-reclaimed Water

5095 Bay St NE #103 is a 1975-built home in Winston Park Northeast, St Petersburg. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,035 square feet of living space. Listed at $139,900 (about $135/sqft), 430 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $686 monthly.

From the listing

Discover a blend of comfort, convenience, and peace of mind in this beautifully maintained ground-floor condominium in the desirable Winston Park community. This two-bedroom, two-bath residence has never flooded or sustained hurricane damage, according to the owner, making it a rare find in Florida living. From the moment you step inside, you’ll appreciate the fresh, inviting feel thanks to new interior paint, a new water heater and a newly serviced air-conditioning system. The layout is thoughtfully designed, offering a spacious living area that flows effortlessly into the dining room—ideal for entertaining guests or enjoying quiet evenings at home. The kitchen is a highlight, with an eat-in breakfast nook that overlooks the lush courtyard and sparkling pool. Large sliding glass doors open directly to the manicured green space and pool area, creating a seamless indoor-outdoor connection and allowing natural light to fill the space. The primary suite offers privacy and comfort with its own en-suite bath and generous closet space. The second bedroom is ideal for guests, a home office or hobby space, and enjoys direct hall access to the second full bath. A dedicated covered parking space is included for your convenience, with additional guest parking nearby. Living in Winston Park means enjoying a relaxed, low-maintenance lifestyle with beautifully kept common areas, a large pool for sunny Florida days, and a friendly, welcoming atmosphere. All of this is offered at under $200,000, providing exceptional value in one of St. Petersburg’s sought-after communities. The location couldn’t be better—you’re just minutes from shopping, dining, grocery stores, and everyday conveniences. Downtown St. Pete’s vibrant arts, culture, and waterfront are a short drive away, and nearby parks and recreation offer endless ways to enjoy the Florida sunshine. Whether you’re downsizing, purchasing your first home, or looking for a winter retreat, this Winston Park condominium checks all the boxes. Don’t miss your opportunity to own a ground-floor unit in a prime location, with peace of mind built in.

The essentials

Built
1975
Price / sqft
$135
On market
430 days
Annual tax
$2,978
Condo dues
$686/mo
Flood zone
AE
Type
Condominium

At a glance

Condo
3 stories · 1975
Community pool
Shared amenity
Assigned parking
1,035 sqft
Living area

Payment

Est. monthly payment
$1,734/mo
Down payment (20%)
$27,980
Property taxes
$248/mo
Condo dues
$686/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1975
Lot
-
Cooling
Central Air
Heating
Central
Parking
Assigned, Covered, Guest
Days on Market
430
Ceiling Fans(s)
Courtyard
Sidewalk
Sliding Doors
Buyer Approval Required
Clubhouse
Community Mailbox
Irrigation-reclaimed Water
Pool
Sidewalks
Wheelchair Access
Dishwasher
Range
Refrigerator
Flood Zone AE
Annual Tax (2024)
$2,978
Parcel #
06-31-17-98405-600-1030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Winston Park Northeast
County
Pinellas
MLS Area
33703 - St Pete
FloodZoneLandscapedSidewalkPaved
Condo dues
$686/mo
Chris Leach

Price history

Date
Event
Price
1/28/2026
Price change
Source: Stellar MLS #TB8409934
$139,900-9.2%
$135/sqft
-
Price change
Source: Stellar MLS #TB8409934
$154,000-11.9%
$149/sqft
8/8/2025
Listed for sale
Source: Stellar MLS #TB8409934
$174,900
$169/sqft

Neighborhood

5095 Bay St NE #103
St Petersburg, FL, 33703 · 33703 - St Pete

Market insights

Offer Insights

Choose an offer strength

List price: $139,900
$131,000 – $139,900
93.6% – 100% of listTops out right at the list price
80% of listList price
20 of the last 38 condo closings in 33703 landed at this number or higher (53%). The median one sat 38 days before it went under contract, and this one is on day 430 after a $35,000 cut.

Sample: 38 closed condo sales in 33703 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,734/mo
Principal & interest$730
Property taxes$248
Insurance$70
HOA$686
Down payment20% · $27,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$139,900

$135 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,035 sq ft

Time on market

430 days

Year built

1975

Monthly payment

About $1,734/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,978 annual tax bill, insurance, and $686/mo in condo dues.

Condo dues

$686/mo

Managed by Chris Leach.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byPREMIER SOTHEBYS INTL REALTYListing agent: Tyler JonesListing data from Stellar MLS, MLS# TB8409934.

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