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Overview

3 bd3 ba1,400 sqft1 car garageTownhouse
TypeTownhouse
HOA$324/mo
Built2016
Lot1,940 sqft
Living area1,400 sqft
Price / sqft$186
Garage1 car

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About this home

Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanWalk-in Closet(s)Community MailboxPoolDishwasher

7046 Towne Lake Rd is a 2016-built home in Oak Creek Prcl 3, Riverview. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,400 square feet of living space. Listed at $259,999 (about $186/sqft), 379 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $324 monthly.

From the listing

Short Sale. Welcome to your dream home! This beautifully updated 3-bedroom, 2.5-bathroom property offers the perfect blend of style, comfort, and functionality. Step inside and you’ll be greeted by a fresh, modern interior with a soothing natural color palette that creates a warm and inviting atmosphere throughout. The spacious kitchen features a convenient center island, ideal for meal prep, casual dining, or gathering with loved ones. Multiple flexible living areas give you the freedom to design spaces that fit your lifestyle. Whether it’s a home office, playroom, or cozy lounge. Retreat to the luxurious primary suite, where the bathroom is designed for both comfort and convenience with double sinks and generous under-sink storage. Outside, enjoy a spacious and open back patio, perfect for entertaining, relaxing, or creating your own outdoor oasis. The home also includes a 1-car garage, providing secure parking and additional storage. This home truly checks all the boxes for today’s buyers and stylish, functional, and move-in ready. Don’t miss your chance to make it yours! Schedule your private showing today!

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The essentials

Built
2016
Price / sqft
$186
On market
379 days
Annual tax
$4,845
HOA
$324/mo
Flood zone
X · Low risk
Lot
1,940 sqft
Type
Townhouse

At a glance

Townhouse
Built 2016
Community pool
Shared amenity
1 car garage
1,940 sqft lot
Lot size
1,400 sqft
Living area

Payment

Est. monthly payment
$2,214/mo
Down payment (20%)
$52,000
Property taxes
$404/mo
HOA
$324/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2016
Lot
1,940 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
379
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Walk-in Closet(s)
Community Mailbox
Pool
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Ippolito-HB
Middle
Giunta Middle-HB
High
Spoto High-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2024)
$4,845
Parcel #
U-13-30-19-9BT-000045-00006.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oak Creek Prcl 3
County
Hillsborough
MLS Area
33578 - Riverview
Lot Size
1,940 sqft
HOA
$324/mo
Castle Group / Daphne Labrador

Price history

Date
Event
Price
11/4/2025
Price change
Source: Stellar MLS #TB8432730
$259,999-5.5%
$186/sqft
-
Price change
Source: Stellar MLS #TB8432730
$275,000-5.2%
$196/sqft
9/26/2025
Listed for sale
Source: Stellar MLS #TB8432730
$290,000-4.3%
$207/sqft
9/11/2023
Sold
Source: Hillsborough County Public Record
$303,000
$216/sqft

Neighborhood

7046 Towne Lake Rd
Riverview, FL, 33578 · 33578 - Riverview

Market insights

Offer Insights

Choose an offer strength

List price: $259,999
$257,500 – $259,999
99.5% – 100% of listTops out right at the list price
80% of listList price
77 of the last 112 townhouse or villa closings in 33578 landed at this number or higher (69%). The median one sat 40 days before it went under contract, and this one is on day 379 after a $30,001 cut.

Sample: 112 closed townhouse or villa sales in 33578 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,214/mo
Principal & interest$1,356
Property taxes$404
Insurance$130
HOA$324
Down payment20% · $52,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$259,999

$186 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,400 sq ft

Time on market

379 days

Year built

2016

Monthly payment

About $2,214/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,845 annual tax bill, insurance, and the $324/mo HOA fee.

HOA fee

$324/mo

Managed by Castle Group / Daphne Labrador.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byCOMPASS FLORIDA LLCListing agent: Taquisha McClusterListing data from Stellar MLS, MLS# TB8432730.

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