800 Cove Cay Dr #4F, photo 1
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Overview

2 bd2 ba960 sqftCondominium
TypeCondominium
Condo dues$695/mo
Built1989
Living area960 sqft
Price / sqft$208

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboOpen FloorplanSplit BedroomAwning(s)BalconyClubhouseCommunity Mailbox

800 Cove Cay Dr #4F is a 1989-built home in Cove Cay Village III, Clearwater. Inside you'll find 2 bedrooms, 2 bathrooms, and 960 square feet of living space. Listed at $199,999 (about $208/sqft), 379 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $695 monthly.

From the listing

Welcome to this Cove Cay condo featuring a large screened balcony overlooking the 9th hole of the Cove Cay Golf Course. This 2 Bedroom, 2 Bathroom Condo can be sold furnished or unfurnished. Enjoy a beautifully renovated kitchen and laundry in unit! Access to a private village pool, hot tub, fitness center and 2 restaurants all within a gated community. Close to beaches, shopping, and dining. Reach out to schedule your showing today!

The essentials

Built
1989
Price / sqft
$208
On market
379 days
Annual tax
$3,367
Condo dues
$695/mo
Flood zone
AE
Type
Condominium

At a glance

Condo
7 stories · 1989
Waterfront
Bay/Harbor
Community pool
Fitness center too
Assigned parking
Private balcony
Outdoor space

Payment

Est. monthly payment
$2,119/mo
Down payment (20%)
$40,000
Property taxes
$281/mo
Condo dues
$695/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1989
Lot
-
Cooling
Central Air
Heating
Central
Parking
Assigned
Waterfront
Bay/Harbor
Days on Market
379
Ceiling Fans(s)
Kitchen/Family Room Combo
Open Floorplan
Split Bedroom
Awning(s)
Balcony
Clubhouse
Community Mailbox
Fitness Center
Gated Community - Guard
Golf
Handicap Modified
Irrigation-reclaimed Water
Pool
Restaurant
Convection Oven
Dishwasher
Disposal
Dryer
Refrigerator
Washer
Flood Zone AE
Annual Tax (2024)
$3,367
Parcel #
29-29-16-18708-001-0460

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cove Cay Village III
County
Pinellas
MLS Area
33760 - Clearwater
Lot Size
-
Condo dues
$695/mo
Quality Property Management

Price history

Date
Event
Price
12/17/2025
Price change
Source: Stellar MLS #TB8434131
$199,999-7.0%
$208/sqft
-
Price change
Source: Stellar MLS #TB8434131
$215,000-6.5%
$224/sqft
10/3/2025
Listed for sale
Source: Stellar MLS #TB8434131
$230,000
$240/sqft

Neighborhood

800 Cove Cay Dr #4F
Clearwater, FL, 33760 · 33760 - Clearwater

Market insights

Offer Insights

Choose an offer strength

List price: $199,999
$197,500 – $199,999
98.7% – 100% of listTops out right at the list price
80% of listList price
20 of the last 38 condo closings in 33760 landed at this number or higher (53%). The median one sat 53 days before it went under contract, and this one is on day 379 after a $30,001 cut.

Sample: 38 closed condo sales in 33760 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,119/mo
Principal & interest$1,043
Property taxes$281
Insurance$100
HOA$695
Down payment20% · $40,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$199,999

$208 per sq ft

Beds and baths

2 beds, 2 baths

Size

960 sq ft

Time on market

379 days

Year built

1989

Monthly payment

About $2,119/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,367 annual tax bill, insurance, and $695/mo in condo dues.

Condo dues

$695/mo

Managed by Quality Property Management.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byHOMEFRONT REALTYListing agent: Mary DeBaggisListing data from Stellar MLS, MLS# TB8434131.

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