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Overview

5 bd4 ba4,096 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built1989
Lot9,135 sqft
Living area4,096 sqft
Price / sqft$657
Garage3 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Chair RailCoffered Ceiling(s)Eat-in KitchenHigh CeilingsOpen FloorplanPrimarybedroom Upstairs

255 46th Ave is a 1989-built home in Lido Gardens Second Add Rep, St Pete Beach. Inside you'll find 5 bedrooms, 4 bathrooms, and 4,096 square feet of living space. Listed at $2,690,000 (about $657/sqft), 354 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

PRIVATE BEACH OUT BACK | WALK TO ST. PETE BEACH This Key West-inspired waterfront retreat offers the best of Florida living with a private sandy beach on Boca Ciega Bay, private dock, heated pool and spa, and just a short walk to the white sands of St. Pete Beach. Boasting over 4,000 square feet of living space (5,750+ total gross area), this elevated five-bedroom, four-bath residence features panoramic water views, six balconies and patios, two laundry rooms, multiple gathering areas, and a flexible floor plan ideal for entertaining or multi-generational living. The main living level features soaring 14-foot ceilings, a dramatic triple-stacked fireplace, floor-to-ceiling glass, and expansive living spaces including both a formal living room and a separate family room, providing plenty of space for entertaining while enjoying panoramic bay views. The chef's kitchen offers granite countertops, stainless steel appliances, a center island, dual breakfast bars, and waterfront dining. The primary suite enjoys a private waterfront balcony, spa-inspired bath, and walk-in shower. The beautifully landscaped backyard is designed for Florida living, featuring lush tropical gardens, a grassy play area ideal for kids and pets, and your own private sandy beach just steps from the home. Outdoor entertaining is effortless with multiple covered balconies, an outdoor breakfast bar, heated pool and spa, and spectacular sunsets over Boca Ciega Bay. A split three-car garage, expansive paver circular driveway, and smart home features complete this exceptional property. Recent improvements include a new roof (2025), two beautifully renovated bathrooms with modern vanities, fixtures, and tiled showers (2026), a redesigned front staircase with contemporary tile (2026), interior paint, expanded paver circular driveway, and newly epoxied garage floors. New garage doors and maintenance-free vinyl lanai ceilings are scheduled for completion. Offered fully furnished with designer décor, this turnkey waterfront home is just minutes from the Don CeSar, waterfront dining, and everything St. Pete Beach has to offer.

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The essentials

Built
1989
Price / sqft
$657
On market
354 days
Annual tax
$33,568
Flood zone
AE
Lot
9,135 sqft
Type
Single Family Residence

At a glance

Single family
3 stories · 1989
Waterfront
Beach Front
Private pool
Heated
3 car garage
Circular Driveway
9,135 sqft lot
Lot size

Payment

Est. monthly payment
$18,171/mo
Down payment (20%)
$538,000
Property taxes
$2,797/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
9,135 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Circular Driveway, Garage Door Opener, Garage Faces Side, Golf Cart Parking, Off Street, On Street, Garage
Pool
Gunite, Heated, In Ground, Lighting, Self Cleaning
Waterfront
Beach Front, Canal - Saltwater, Gulf/Ocean to Bay, Intracoastal Waterway
Days on Market
354
Cathedral Ceiling(s)
Ceiling Fans(s)
Chair Rail
Coffered Ceiling(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Primarybedroom Upstairs
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Balcony
Lighting
Outdoor Shower
Private Mailbox
Private Yard
Rain Gutters
Sprinkler Metered
Street Lights
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Flood Zone AE
Annual Tax (2024)
$33,568
Parcel #
06-32-16-51751-000-0040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lido Gardens Second Add Rep
County
Pinellas
MLS Area
33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl
Lot Size
9,135 sqft
FloodZoneCity LimitsLandscapedLevelNear MarinaNear Public TransitStreet Dead-End

Price history

Date
Event
Price
9/13/2026
Price change
Source: Stellar MLS #TB8441022
$2,690,000-4.8%
$657/sqft
-
Price change
Source: Stellar MLS #TB8441022
$2,825,000-8.9%
$690/sqft
10/23/2025
Listed for sale
Source: Stellar MLS #TB8441022
$3,100,000
$757/sqft

Neighborhood

255 46th Ave
St Pete Beach, FL, 33706 · 33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl

Market insights

Offer Insights

Choose an offer strength

List price: $2,690,000
$2.61M – $2.69M
97% – 100% of listTops out right at the list price
80% of listList price
80 of the last 158 home closings in 33706 landed at this number or higher (51%). The median one sat 67 days before it went under contract, and this one is on day 354 after a $410,000 cut.

Sample: 158 closed home sales in 33706 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$18,172/mo
Principal & interest$14,029
Property taxes$2,797
Insurance$1,345
Down payment20% · $538,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$2,690,000

$657 per sq ft

Beds and baths

5 beds, 4 baths

Size

4,096 sq ft

Time on market

354 days

Year built

1989

Monthly payment

About $18,171/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $33,568 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byCOLDWELL BANKER REALTYListing agent: Pam MollListing data from Stellar MLS, MLS# TB8441022.

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