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About this home
255 46th Ave is a 1989-built home in Lido Gardens Second Add Rep, St Pete Beach. Inside you'll find 5 bedrooms, 4 bathrooms, and 4,096 square feet of living space. Listed at $2,690,000 (about $657/sqft), 354 days on market. Flood zone AE - confirm flood insurance requirements with your lender.
PRIVATE BEACH OUT BACK | WALK TO ST. PETE BEACH This Key West-inspired waterfront retreat offers the best of Florida living with a private sandy beach on Boca Ciega Bay, private dock, heated pool and spa, and just a short walk to the white sands of St. Pete Beach. Boasting over 4,000 square feet of living space (5,750+ total gross area), this elevated five-bedroom, four-bath residence features panoramic water views, six balconies and patios, two laundry rooms, multiple gathering areas, and a flexible floor plan ideal for entertaining or multi-generational living. The main living level features soaring 14-foot ceilings, a dramatic triple-stacked fireplace, floor-to-ceiling glass, and expansive living spaces including both a formal living room and a separate family room, providing plenty of space for entertaining while enjoying panoramic bay views. The chef's kitchen offers granite countertops, stainless steel appliances, a center island, dual breakfast bars, and waterfront dining. The primary suite enjoys a private waterfront balcony, spa-inspired bath, and walk-in shower. The beautifully landscaped backyard is designed for Florida living, featuring lush tropical gardens, a grassy play area ideal for kids and pets, and your own private sandy beach just steps from the home. Outdoor entertaining is effortless with multiple covered balconies, an outdoor breakfast bar, heated pool and spa, and spectacular sunsets over Boca Ciega Bay. A split three-car garage, expansive paver circular driveway, and smart home features complete this exceptional property. Recent improvements include a new roof (2025), two beautifully renovated bathrooms with modern vanities, fixtures, and tiled showers (2026), a redesigned front staircase with contemporary tile (2026), interior paint, expanded paver circular driveway, and newly epoxied garage floors. New garage doors and maintenance-free vinyl lanai ceilings are scheduled for completion. Offered fully furnished with designer décor, this turnkey waterfront home is just minutes from the Don CeSar, waterfront dining, and everything St. Pete Beach has to offer.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$2,690,000
$657 per sq ft
Beds and baths
5 beds, 4 baths
Size
4,096 sq ft
Time on market
354 days
Year built
1989
Monthly payment
About $18,171/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $33,568 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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