9434 Tara Cay CT #25, photo 1
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Overview

3 bd3 ba1,506 sqftTownhouse
TypeTownhouse
HOA$375/mo
Built1990
Lot1,764 sqft
Living area1,506 sqft
Price / sqft$246

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanSidewalkBuyer Approval RequiredDeed RestrictionsPoolConvection OvenDishwasher

9434 Tara Cay CT #25 is a 1990-built home in Tara Cay II, Seminole. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,506 square feet of living space. Listed at $370,000 (about $246/sqft), 279 days on market. Flood zone X500* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $375 monthly.

From the listing

NO Flood Insurance required!! Rarely available waterfront living Townhouse in the hidden enclave of Tara Cay II. The DEEDED boat slip leads into the Intracoastal Waterway and a short boat trip to John’s Pass or Clearwater Bay or take a boat ride to your favorite restaurant on the water. Rear of house has no neighbors, borders a Conservation Area, and sits directly West for spectacular intracoastal and sunset views. Perfect for boating enthusiasts seeking convenience and tranquility. With over 1,500 square feet, this three-bedroom, three-bath residence features an open, airy floor plan ideal for both everyday living and entertaining. Second floor offers two bedrooms, both with ensuite. The third bedroom is conveniently located on main floor with full bath. Located within a quiet, charming, low-density enclave. Residents enjoy access to a peaceful heated community pool, where you can sit and watch the boats go by on the Intracoastal. A large grounds area, that allows for plenty of room for dog walking and playing. The home has been thoughtfully maintained with major upgrades already completed, including a new roof (2023), brand-new hot water heater, newer AC (approx. four years), and new kitchen and laundry appliances, including an induction oven. New hurricane rated windows and doors in living area. Washer and dryer are conveniently located on the upper level. This property experienced NO FLOODING during previous storms. Low-maintenance living is made easy with a $375 monthly fee covering water, sewer, garbage, cable, internet, exterior maintenance, and grounds care. A rare opportunity to enjoy waterfront lifestyle, boating access, and sunsets—all in a prime location. There is even the bonus of assuming the current mortgage of approximately $230k at 3.62% for qualified buyers!! Close to shopping, beach, restaurants and medical facilities, with a short commute to airport and downtown.

The essentials

Built
1990
Price / sqft
$246
On market
279 days
Annual tax
$6,095
HOA
$375/mo
Flood zone
X500* · Low risk
Lot
1,764 sqft
Type
Townhouse

At a glance

Townhouse
Built 1990
Waterfront
Canal - Saltwater
Community pool
Shared amenity
1,764 sqft lot
Lot size
1,506 sqft
Living area

Payment

Est. monthly payment
$2,998/mo
Down payment (20%)
$74,000
Property taxes
$508/mo
HOA
$375/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1990
Lot
1,764 sqft
Cooling
Central Air
Heating
Central
Parking
Covered, Driveway, Off Street
Waterfront
Canal - Saltwater
Days on Market
279
Ceiling Fans(s)
Open Floorplan
Sidewalk
Buyer Approval Required
Deed Restrictions
Pool
Convection Oven
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Oakhurst Elementary-PN
Middle
Seminole Middle-PN
High
Seminole High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X500*
Annual Tax (2024)
$6,095
Parcel #
19-30-15-89769-000-0250

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tara Cay II
County
Pinellas
MLS Area
33776 - Seminole/Largo
Lot Size
1,764 sqft
HOA
$375/mo
Bill Atkinson

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #TB8460800
$370,000-7.5%
$246/sqft
-
Price change
Source: Stellar MLS #TB8460800
$399,900-14.9%
$266/sqft
1/5/2026
Listed for sale
Source: Stellar MLS #TB8460800
$469,900
$312/sqft

Neighborhood

9434 Tara Cay CT #25
Seminole, FL, 33776 · 33776 - Seminole/Largo

Market insights

Offer Insights

Choose an offer strength

List price: $370,000
$357,500 – $370,000
96.5% – 100% of listTops out right at the list price
80% of listList price
7 of the last 13 townhouse or villa closings in 33776 landed at this number or higher (54%). The median one sat 93 days before it went under contract, and this one is on day 279 after a $99,900 cut.

Sample: 13 closed townhouse or villa sales in 33776 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,998/mo
Principal & interest$1,930
Property taxes$508
Insurance$185
HOA$375
Down payment20% · $74,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$370,000

$246 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,506 sq ft

Time on market

279 days

Year built

1990

Monthly payment

About $2,998/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,095 annual tax bill, insurance, and the $375/mo HOA fee.

HOA fee

$375/mo

Managed by Bill Atkinson.

Flood zone

Zone X500*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byRE/MAX ACTION FIRSTListing agent: Heidi Pecora PAListing data from Stellar MLS, MLS# TB8460800.

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